貸款計算機 vs Interest Rate Calculation
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
貸款計算機
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「貸款計算機」是一款專為台灣地區設計的貸款試算工具，無論是房貸、信貸、車貸或私人借貸，都能輕鬆計算出完整的還款計畫。 【核心功能】 ◆ 本息攤還 / 本金攤還試算 ◆ 支援最多四階段利率變動設定 ◆ 寬限期（只繳息不還本）計算 ◆ 完整的每月還款明細表 ◆ 圓餅圖視覺化 - 直觀呈現本金與利息佔比 ◆ 提前還款試算 - 計算提前還清可節省多少利息 ◆ 付款提醒 - 設定每月還款日通知，不再忘記繳款 ◆ PDF 匯出 - 將還款明細匯出為 PDF 檔案 ◆ iCloud 同步 - 跨裝置同步您的試算記錄 【全新功能】 ◆ i新青安房貸試算：內建「青年安心成家」優惠房貸預設參數（額度、年限、寬限期、利率），一鍵帶入即可試算；所有數值皆可自行調整。 ◆ i實質年利率（APR）：在試算結果頁輸入開辦費、手續費等費用，立即換算「含費用」的實質年利率，不再被表面利率誤導。 ◆ i我能借多少：輸入月收入與負債比，快速估算可負擔的月付金與最高可貸金額。 ◆ i方案比較：把儲存的試算記錄選 2～3 筆並排比較，月付、總利息、總還款一目了然。 【利率反推】 已知貸款金額、每月月付金、分期期數，卻不知道真實年利率？ 利率反推功能幫您算出實際利率，不再被話術迷惑！ 【實用特色】 ◆ 試算記錄自動儲存 ◆ 支援 Email 分享還款明細 ◆ 深色模式支援，護眼更舒適 ◆ 簡潔直覺的操作介面 無論您是有貸款需求的消費者、正在比較各家銀行方案，或是金融從業人員，「貸款計算機」都是您不可或缺的理財好幫手！
Interest Rate Calculation
Easily calculate various interest rates, including single, compound, and loan scenarios. Visualize your calculations with chart views. Supports home and car loan simulations, as well as interest income projections.
- Single interest rate calculation
- Compound interest rate calculation
- Annuity calculation
- Regular fixed amount calculation
- Home loan interest rate trial
- Car loan interest rate trial
- Interest income calculation
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Let you easily convert interest rate, interest, and display chart view You can use this app to calculate the following scenarios Single interest rate, compound interest rate, annuity, regular fixed amount, home loan interest rate trial calculation, car loan interest rate trial calculation, all loan, and interest income
Screenshots
Verdict
The clearest difference is in-app purchases: Interest Rate Calculation at none against 貸款計算機's 1. Interest Rate Calculation also leads on update cadence (every 6 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 貸款計算機 sells 1 one-off in-app purchase. Interest Rate Calculation asks for nothing beyond the download.
貸款計算機 ships an update monthly, Interest Rate Calculation every 6 days. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.
| Parameter | 貸款計算機 | Interest Rate Calculation |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (6 ratings) — better |
| Positive reviews | 11.3% of reviews | — |
| Number of ratings | — | 6 — better |
| Update frequency | Monthly | Every 6 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 5 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | CHING FENG WANG | CHING FENG HSU |
Customer experience
貸款計算機
Interest Rate Calculation
In-app purchases
貸款計算機
- 移除廣告$9.99
Interest Rate Calculation
No in-app purchases
Questions
Is 貸款計算機 free?
Is Interest Rate Calculation free?
Do 貸款計算機 or Interest Rate Calculation have ads?
Which is updated more often, 貸款計算機 or Interest Rate Calculation?
Other comparisons
