mHB klik vs Prva mToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mHB klik
Manage your finances with this mobile banking service. Check balances, view transactions, make payments, and settle debts. Locate bank branches and ATMs, and view currency exchange rates.
- Check account balances and transactions
- Effect electronic transactions
- Pay bills
- Settle payment card debt
- View currency exchange rates
- Locate branches and ATMs
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Mobile banking service- mHB klik enables you: • Check your balance and transactions through all your accounts and payment cards • Effect all types of electronic transactions • Pay all kind of bills • Settle your payment card debt • Check the deadline for your current account overdraft • View currency exchange rates • Locate all branch offices and ATMs of Hipotekarna Bank
Prva mToken
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The application used for authentication and authorization - Prva Token, is necessary for all the customers who wish to use the digital products of Prva banka. Prva Token renders a higher level of security of electronic transactions authorizations due to a two-factor authentication. Prva Token combines convenience and reliability of using your personal mobile phone with the highest security level offering the mToken authentication method. It is necessary to activate the Prva Token mobile application by using the activation codes which the customer shall obtain by visiting one of the Bank’s Branch Offices. After entering the activation codes, the customer shall define (and confirm) the PIN which shall be used to access the application. The option mToken from the main menu is used to generate the security code for transaction authorization. The authorization of your transactions is only three clicks away from you by using the push notification method. The application is available in two languages - Montenegrin and English.
Screenshots
Verdict
The clearest difference is update cadence: mHB klik at every 3 weeks against Prva mToken's every 8 months. Prva mToken's advantage is iOS requirement (10.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mHB klik ships an update every 3 weeks, Prva mToken every 8 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | mHB klik | Prva mToken |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (5 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 3 weeks — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 10.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 24 MB |
| Age rating | 4+ | 17+ |
| Developer | Hipotekarna banka | PRVA BANKA CRNE GORE |
In-app purchases
mHB klik
No in-app purchases
Prva mToken
No in-app purchases









