Comparison

First Guaranty Bank Mobile vs OnPath Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Guaranty Bank Mobile

Manage your finances on the go with this mobile banking application. Easily check balances, pay bills, transfer funds, and view transactions. It also helps you locate branches and ATMs, and manage secure messages.

Highlights
  • Check account balances
  • Pay bills
  • Transfer funds
  • View transactions
  • Find branches and ATMs
  • View secure messages
Features
Read full description

Banking has never been easier! The MyFGB app allows you to check balances, pay bills, transfer funds, view transactions, and pay family and friends - all from the palm of your hand. It's fast, free and available to all FGB online banking customers. Our app also allows you to find the nearest branch or ATM, view pending transactions, add billers, and view secure messages. It's our one-stop-shop for easy banking.

About

OnPath Mobile

Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.

Highlights
  • Check balances and transaction history
  • Remote check deposit
  • Instant peer-to-peer payments with Zelle®
  • Bill pay and scheduling
  • Credit score access and improvement tips
  • Connect external financial accounts
  • Biometric login security
Features
Read full description

Effortlessly manage your finances with the OnPath Mobile App. Enjoy the freedom of 24/7 access to your accounts. Key Features: • Check balances and transaction history across all your linked accounts, including checking, savings, and loans. • Deposit Checks with our Remote Deposit Capabilities. View account statements, download transaction history, and set up account alerts. • Send and receive money instantly with Zelle® for fast and secure peer-to-peer payments. • Pay bills with ease using our bill pay features, schedule payments, and manage recurring bills. • Access your credit score directly within the app and get personalized tips on how to improve your credit plus offers on great financial products tailored to you. • Make loan payments, view loan balances and due dates, and track your loan progress. • Connect and manage accounts from other banks and financial institutions in one. • Experience peace of mind with our advanced security features, including fingerprint or facial recognition login.

Screenshots

First Guaranty Bank Mobile4 screens
OnPath Mobile4 screens

Verdict

The call

The clearest difference is update cadence: OnPath Mobile at every 5 weeks against First Guaranty Bank Mobile's every 3 months. OnPath Mobile also leads on ratings volume (18K vs 2.3K). First Guaranty Bank Mobile's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for First Guaranty Bank Mobile against 4.9 for OnPath Mobile. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 2.3K, so its average is the more settled of the two. Written reviews are what separate them: 86% of First Guaranty Bank Mobile's written reviews are positive against 84% of OnPath Mobile's.

UpkeepUpdate frequency

First Guaranty Bank Mobile ships an update every 3 months, OnPath Mobile every 5 weeks. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
First Guaranty Bank Mobile versus OnPath Mobile: the parameters behind the verdict, then further details
ParameterFirst Guaranty Bank MobileOnPath Mobile
PriceFreeFree
Rating4.7 (2.3K ratings)4.9 (18K ratings) — better
Positive reviews86.2% of reviews — better84.1% of reviews
Number of ratings2.3K18K — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size52 MB128 MB
Age rating4+4+
DeveloperFirst Guaranty BankOnPath Federal Credit Union

Customer experience

First Guaranty Bank Mobile

All ratings2,203 ratings
Positive93.6%
Neutral2.6%
Negative3.9%
Written reviews225 reviews
Positive86.2%
Neutral4.9%
Negative8.9%

OnPath Mobile

All ratings17,833 ratings
Positive97.2%
Neutral1.9%
Negative0.9%
Written reviews113 reviews
Positive84.1%
Neutral6.2%
Negative9.7%

User reviews

First Guaranty Bank Mobile

From 2.3K App Store ratings

What we love

  • 🚀 Efficient
  • 👍 Convenient
  • 👍 Easy to use
  • 👍 Helpful
  • 👍 Detailed

Room to improve

  • 🐛 Crashes/Freezes
  • 🐛 Slow/Lags
  • 🐛 Login issues
  • 🐛 Deposit issues
  • 🐛 Notifications not working

OnPath Mobile

From 18K App Store ratings

What we love

  • 👍 Convenient online banking
  • 🚀 Easy access and quick transactions
  • 💳 Reliable and secure
  • 🤑 Early payroll deposit
  • 🏆 Excellent customer service

Room to improve

  • 🐛 App crashes and compatibility issues
  • 💰 Fees for account transfers
  • 🕰️ Delayed transaction updates
  • 🔒 Difficulty managing accounts and cards

Bugs and requests

First Guaranty Bank Mobile

Reported bugs

4 issues
  • Frequent login issues
  • Problems with mobile check deposits
  • Accounts not linking properly
  • Notifications not working as expected

Requested features

5 requests
  • Allow transfers between accounts
  • Improve mobile check deposit process
  • Add overdraft notifications/protection
  • Improve transaction details/descriptions
  • Add dark mode option

OnPath Mobile

Reported bugs

2 issues
  • App crashes on iPhone 6 and newer models
  • Inconsistent account balance display between app and website

Requested features

3 requests
  • Ability to lock/unlock debit card from the app
  • Integration with cryptocurrency accounts
  • More detailed transaction history and budgeting tools

In-app purchases

None

First Guaranty Bank Mobile

No in-app purchases

None

OnPath Mobile

No in-app purchases

Questions

Is First Guaranty Bank Mobile free?
First Guaranty Bank Mobile is free to download, with no in-app purchases.
Is OnPath Mobile free?
OnPath Mobile is free to download, with no in-app purchases.
Which has better reviews, First Guaranty Bank Mobile or OnPath Mobile?
OnPath Mobile is rated higher. First Guaranty Bank Mobile averages 4.7 out of 5 from 2.3K ratings, while OnPath Mobile averages 4.9 from 18K ratings.
Do First Guaranty Bank Mobile or OnPath Mobile have ads?
Neither First Guaranty Bank Mobile nor OnPath Mobile shows ads.
Which is updated more often, First Guaranty Bank Mobile or OnPath Mobile?
First Guaranty Bank Mobile ships an update every 3 months, and OnPath Mobile every 5 weeks. Most recently, First Guaranty Bank Mobile was updated on November 6, 2026 and OnPath Mobile on November 6, 2026.

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