BankPlus Mobile vs BankPlus 401k
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BankPlus Mobile
Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.
- View account balances and transaction history
- Transfer money between accounts
- Pay bills and view recent payments
- Deposit checks
- Set up custom alerts and notifications
- Send money with Zelle®
- Approve ACH and Wires (Business)
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With so many mobile banking solutions available to you, it has never been easier to keep up with your finances anytime, anywhere. Our mobile banking app gives you the power and security to manage your personal and business accounts through the convenience of your smartphone, tablet device or smartwatch. With the BankPlus mobile app you can: • View account balances and transaction history • Transfer money between your accounts • Pay bills and view recent payments • Deposit checks • Set up custom alerts and notifications • Transfer funds between accounts • Send money with Zelle® • Approve, delete or deny ACH and Wires (Business users only) • Get directions to nearby BankPlus offices and ATMs/ITMs
BankPlus 401k
Manage your retirement savings on the go. Enroll, forecast your income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.
- Retirement account enrollment
- Income forecast
- Investment performance monitoring
- Contribution adjustments
- Secure document upload
- Financial learning resources
- Biometric login
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Keep your retirement account within reach with the mobile app from Bank Plus. • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Screenshots
Verdict
The clearest difference is rating: BankPlus Mobile at 4.8 against BankPlus 401k's 1.0. BankPlus Mobile also leads on ratings volume (18K vs 1). BankPlus 401k's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BankPlus Mobile holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BankPlus Mobile has 18K ratings behind it against 1, so its average is the more settled of the two.
BankPlus Mobile ships an update every 4 months, BankPlus 401k every 2 months. The most recent releases landed on September 25, 2026 and July 30, 2026 respectively.
| Parameter | BankPlus Mobile | BankPlus 401k |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (18K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 57.2% of reviews | — |
| Number of ratings | 18K — better | 1 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 166 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | BankPlus | Schwab Retirement Technologies Inc. |
Customer experience
BankPlus Mobile
BankPlus 401k
Bugs and requests
BankPlus Mobile
Reported bugs
3 issues- Camera issues with mobile deposit
- Frequent app crashes and freezes
- Inconsistent balance display
Requested features
3 requests- Faster transaction updates and balance display
- Ability to view pending transactions and deposits
- Improved mobile deposit functionality
BankPlus 401k
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BankPlus Mobile
No in-app purchases
BankPlus 401k
No in-app purchases
Questions
Is BankPlus Mobile free?
Is BankPlus 401k free?
Which has better reviews, BankPlus Mobile or BankPlus 401k?
Do BankPlus Mobile or BankPlus 401k have ads?
Which is updated more often, BankPlus Mobile or BankPlus 401k?
Other comparisons
