Comparison

BankPlus Mobile vs My VFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankPlus Mobile

Manage your personal and business finances conveniently from your smartphone, tablet, or smartwatch. This app allows you to view balances, transfer funds, pay bills, deposit checks, and set custom alerts. Business users can also approve transactions.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and view recent payments
  • Deposit checks
  • Set up custom alerts and notifications
  • Send money with Zelle®
  • Approve ACH and Wires (Business)
Features
Read full description

With so many mobile banking solutions available to you, it has never been easier to keep up with your finances anytime, anywhere. Our mobile banking app gives you the power and security to manage your personal and business accounts through the convenience of your smartphone, tablet device or smartwatch. With the BankPlus mobile app you can: • View account balances and transaction history • Transfer money between your accounts • Pay bills and view recent payments • Deposit checks • Set up custom alerts and notifications • Transfer funds between accounts • Send money with Zelle® • Approve, delete or deny ACH and Wires (Business users only) • Get directions to nearby BankPlus offices and ATMs/ITMs

About

My VFCU

Manage your finances conveniently and securely from your mobile device. Organize transactions with tags and photos, set balance alerts, pay bills, and deposit checks with a picture. You can also locate ATMs and secure your account with biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Pay bills and people
  • Transfer money between accounts
  • Deposit checks via photo
  • Temporarily disable debit card
  • View and save monthly statements
  • Locate branches and ATMs
Features
Read full description

MYVFCU is quick and secure and makes life easier by giving you tools to manage your finances on the go. Here’s what you can do: Add tags, notes, and photos of receipts and checks to keep your transactions organized Set up alerts to know when your balance drops below a certain amount Pay your bills or pay a person Transfer money between accounts Deposit checks in a snap by taking a picture of the front and back Turn off your debit card if you’ve misplaced it View and save your monthly statements Find branches and free ATMs near you See all your financial accounts in one place Secure your account with a passcode or biometrics on supported devices. If you have any questions about this app, please contact VFCU at 855-663-8328.

Screenshots

BankPlus Mobile4 screens
My VFCU4 screens

Verdict

The call

BankPlus Mobile and My VFCU both sit at 4.8 stars, but that hides the real split: 100% of My VFCU's written reviews are positive against 59% of BankPlus Mobile's. My VFCU also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 3 months). BankPlus Mobile's advantage is ratings volume (20K vs 564). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BankPlus Mobile against 4.9 for My VFCU. That said, the two scores are not equally well evidenced: BankPlus Mobile has 20K ratings behind it against 564, so its average is the more settled of the two. Written reviews are what separate them: 59% of BankPlus Mobile's written reviews are positive against 100% of My VFCU's.

UpkeepUpdate frequency

BankPlus Mobile ships an update every 3 months, My VFCU monthly. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
BankPlus Mobile versus My VFCU: the parameters behind the verdict, then further details
ParameterBankPlus MobileMy VFCU
PriceFreeFree
Rating4.8 (20K ratings)4.9 (564 ratings) — better
Positive reviews58.7% of reviews100.0% of reviews — better
Number of ratings20K — better564
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size170 MB196 MB
Age rating4+12+
DeveloperBankPlusVeritas Federal Credit Union

Customer experience

BankPlus Mobile

All ratings19,474 ratings
Positive95.2%
Neutral1.9%
Negative2.9%
Written reviews143 reviews
Positive58.7%
Neutral7.0%
Negative34.3%

My VFCU

All ratings562 ratings
Positive98.0%
Neutral1.4%
Negative0.5%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BankPlus Mobile

Reported bugs

3 issues
  • Camera issues with mobile deposit
  • Frequent app crashes and freezes
  • Inconsistent balance display

Requested features

3 requests
  • Faster transaction updates and balance display
  • Ability to view pending transactions and deposits
  • Improved mobile deposit functionality

My VFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BankPlus Mobile

No in-app purchases

None

My VFCU

No in-app purchases

Questions

Is BankPlus Mobile free?
BankPlus Mobile is free to download, with no in-app purchases.
Is My VFCU free?
My VFCU is free to download, with no in-app purchases.
Which has better reviews, BankPlus Mobile or My VFCU?
My VFCU is rated higher. BankPlus Mobile averages 4.8 out of 5 from 20K ratings, while My VFCU averages 4.9 from 564 ratings.
Do BankPlus Mobile or My VFCU have ads?
Neither BankPlus Mobile nor My VFCU shows ads.
Which is updated more often, BankPlus Mobile or My VFCU?
BankPlus Mobile ships an update every 3 months, and My VFCU monthly. Most recently, BankPlus Mobile was updated on November 9, 2026 and My VFCU on November 7, 2026.

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