股息通 vs Workfree

股息通—为现金流而生的选股工具 短期股价不可预测，企业价值可以识别。在潮起潮落的股市中，真正的价值投资者从不追逐风口，而是静静等待企业价值的兑现。股息通专注中国A股市场，帮助投资者寻找那些现金流充裕、愿意持续以高分红回报股东的绩优A股上市公司。 核心功能： - 全景排行榜：基于连续分红记录、股息率、派息稳定性等多维指标，展示沪深股市中真正的连续高分红价值标的池 - 企业质量评级：解析上市公司分红质量和财务健康度，并给出综合质量综合评级 - 股东回报计算：依据企业历史分红、送股、转股记录，计算股东回报 - 企业价值档案：查看历年分红、经营年度股息率、分红率、每股收益、ROE、现金流等指标 - 股息画像：观察分红稳定性、持续性和成长性 - 股票搜索：分红数据库覆盖沪深A股全量上市公司历史分红记录。支持按股息率、连续分红年数、评估等级等条件多维筛选 - 自选股：收藏关注的股票 - 组合管理：记录持仓，估算年度股息和组合股息率 - DDM估值模型：使用股息折现模型，估算每股的内在价值。同时支持用户调整参数。 适合谁用： 追求长期稳定现金流的价值投资者 践行现金流投资理念的长期资金管理者 以股息收入为目标的个人投资者 研究A股市场企业价值与股东回报的专业人士 厌倦追涨杀跌、想回归企业本质的理性股民 投资不是赌博，选股即是选企业。股息通，陪你在中国A股市场找到那些愿意持续分享成长果实的优质公司，让时间成为现金流的朋友。 下载股息通，让分红数据成为投资决策的起点。 声明： 本应用提供的数据和计算结果仅供研究与参考，不构成任何投资建议。股票投资有风险，请结合公开资料和自身情况独立判断。

Workfree is the AI-powered All-in-One Asset Manager designed for those pursuing Financial Independence, Retire Early (FIRE). We seamlessly integrate Investment Thesis, Stock Tracking, AI Diagnostics, and FIRE Goals to help you document the rationale behind every trade, say goodbye to emotional investing, and shift towards disciplined, data-driven wealth management. Unlike traditional accounting apps that only focus on cash flow, Workfree is built around an "Asset-Centric" core, keeping you constantly aware of how close you are to financial freedom. 【Key Features】 AI Intelligent Financial Assistant (NEW!) – Your 24/7 Personal CFO AI Financial Report: Generate professional-grade financial reports with one click. AI deeply analyzes your monthly income structure, net worth trends, and savings rate changes, letting you manage personal wealth like a CEO. Smart Portfolio Insight: AI scans your portfolio beyond just PnL. It objectively evaluates sector diversification, risk exposure, and asset allocation health, providing rational adjustment suggestions. Strategy Diagnostics: Combining real-time market data with your trading notes, AI reviews your stock fundamentals and entry/exit logic to ensure every decision stands up to scrutiny. AI Smart Import: Simply upload statements or screenshots—AI automatically recognizes and imports complex transactions, automating tedious bookkeeping. Unique Investment Thesis – Trade with Evidence Log Entry Reasons: Record not just the price, but the strategy and mindset at the moment of purchase. Strategy Review: Review your notes to see if your initial judgment was correct, continuously optimizing your investment system. Avoid Emotional Trading: When the market fluctuates, look back at your original thesis to regain rational discipline. FIRE Journey Tracking – Visualize the Finish Line Auto-Calculate FIRE Number: Precisely calculate the target amount needed for your financial independence. "Freedom Days" Metric: Visualize your investment gains as "days of living expenses earned"—making profit feel real! Visual Growth Curve: Track net worth velocity and scientifically predict your goal achievement date. Pro Portfolio Management & Viral Sharing Multi-Currency Support: Perfectly integrates stocks (USD/TWD/HKD) and Crypto assets with automatic exchange rate conversion. Precise PnL Calculation: Built-in FIFO (First-In, First-Out) algorithm displays true realized gains and losses. Share Your Wins: Generate stunning PnL cards with one click, supporting "Cinematic" or "Hand-drawn" filters for easy social media sharing. Integrated Expense Tracking Intuitive Interface: Easily record income, expenses, and transfers via a clean, fluid UI. Savings Rate Analysis: Link savings directly to investment analysis, showing how your savings rate accelerates your FIRE goals. Privacy First Data Belongs to You: Workfree uses local database technology (SQLite). On-Device Storage: Financial data is stored on your phone by default. If backup is enabled, it uploads encrypted data to your personal Google Drive, never touching our servers. 【Who is Workfree for?】 Modern investors embracing AI technology for objective decision reviews. Dreamers actively executing a FIRE (Financial Independence, Retire Early) plan. Traders looking to build a stable, profitable mindset through journaling and reflection. ------------------------------------------------------------------------------------------ Subscription Information: • Monthly and Yearly subscription plans are available. • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. • Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://crystal-bacon-613.notion.site/Workfree-Privacy-Policy-2ce1f52a8dbd8023b3fbeffd534f338a Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/