股息通 vs 财记Folio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
股息通
This app helps A-share investors analyze dividend data to identify high-yield opportunities and build a stable cash flow portfolio. It provides detailed dividend history, screening tools, and portfolio estimations for informed value investing.
- Dividend data analysis
- High-yield opportunity screening
- Dividend history tracking
- Stock portfolio estimation
- Customizable stock grouping
- Multiple professional themes
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股息通—为现金流而生的选股工具 短期股价不可预测,企业价值可以识别。在潮起潮落的股市中,真正的价值投资者从不追逐风口,而是静静等待企业价值的兑现。股息通专注中国A股市场,帮助投资者寻找那些现金流充裕、愿意持续以高分红回报股东的绩优A股上市公司。 核心功能: - 全景排行榜:基于连续分红记录、股息率、派息稳定性等多维指标,展示沪深股市中真正的连续高分红价值标的池 - 企业质量评级:解析上市公司分红质量和财务健康度,并给出综合质量综合评级 - 股东回报计算:依据企业历史分红、送股、转股记录,计算股东回报 - 企业价值档案:查看历年分红、经营年度股息率、分红率、每股收益、ROE、现金流等指标 - 股息画像:观察分红稳定性、持续性和成长性 - 股票搜索:分红数据库覆盖沪深A股全量上市公司历史分红记录。支持按股息率、连续分红年数、评估等级等条件多维筛选 - 自选股:收藏关注的股票 - 组合管理:记录持仓,估算年度股息和组合股息率 - DDM估值模型:使用股息折现模型,估算每股的内在价值。同时支持用户调整参数。 适合谁用: 追求长期稳定现金流的价值投资者 践行现金流投资理念的长期资金管理者 以股息收入为目标的个人投资者 研究A股市场企业价值与股东回报的专业人士 厌倦追涨杀跌、想回归企业本质的理性股民 投资不是赌博,选股即是选企业。股息通,陪你在中国A股市场找到那些愿意持续分享成长果实的优质公司,让时间成为现金流的朋友。 下载股息通,让分红数据成为投资决策的起点。 声明: 本应用提供的数据和计算结果仅供研究与参考,不构成任何投资建议。股票投资有风险,请结合公开资料和自身情况独立判断。
财记Folio
Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.
- Automatic price updates
- Screenshot import for holdings
- Multi-asset dashboard
- Dollar-cost averaging tracking
- Dividend record display
- Multi-currency support
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【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: 财记Folio at none against 股息通's shown. 财记Folio also leads on review sentiment (89% vs 75%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 股息通 sells 1 one-off in-app purchase and 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for 股息通 against 5.0 for 财记Folio. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 75% of 股息通's written reviews are positive against 89% of 财记Folio's.
股息通 ships an update every 2 weeks, 财记Folio weekly. The most recent releases landed on September 9, 2026 and September 25, 2026 respectively.
| Parameter | 股息通 | 财记Folio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 75.0% of reviews | 88.9% of reviews — better |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | 乃 樊 | 沥翔 柳 |
Customer experience
股息通
财记Folio
In-app purchases
股息通
- 去除广告插件$6.99
财记Folio
- 财记Folio 季度$1.993 Months
- 财记Folio 年付7 Days trial$4.991 Year
- 财记Folio · 永久买断$19.99









