Tatra banka VIAMO vs SMARTIE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tatra banka VIAMO
Easily send and receive money using just a phone number. Pay for goods and services at select merchants or request payments from others. Ideal for quick, secure financial transactions without needing bank account details.
- Send money via phone number
- Receive money instantly
- Pay for goods and services
- Request payments
- Split bills
- Transaction overview
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Application Tatra banka VIAMO allows you to send money via cell phone directly on Slovak phone number. In the application you enter receiver’s phone number, amount of money and confirm the payment by four-digit PIN code. Receiver gets instant message about your payment. If a receiver is registered in VIAMO service, money is automatically transferred to his/her account, in other case, he/she can collect money on www.viamo.sk portal. Receiver can have a bank account in any Slovak bank. You can also pay for goods or services at selected merchants. You can select VIAMO merchant directly in the application or you can scan special VIAMO QR code. Function payment request allows you to remind another person payment you expect. If the receiver has Viamo application he/her can react and pay directly in VIAMO app. If receiver does not have the application, you can send payment request as an SMS message with Payme link. Tatra banka VIAMO application is intended for mobile devices with iOS 14.0 version or higher. You just need to create a profile in application Tatra banka or on www.viamo.sk. portal and activate your application. To activate the application you need an activation code which you can find in Tatra banka app or in your profile. Or you can choose login by phone number and password from VIAMO profile. For payment approval only a four-digit PIN code is required. Benefits of VIAMO service: - It is not needed to know bank or account number of receiver - Sending money is as easy as sending a text message - Transactions via VIAMO are as safe as any other bank transfers - Amount of transactions is liable to the limits which you can find on www.tatrabanka.sk - free of charge Available functionality: - Sending and receiving money to telephone number - Overview of transactions - Payments for goods and services - Payment request - Split the bill - Calculator - Widget with most frequent recipients You can find all settings and answers to your questions on www.viamo.sk
SMARTIE
This app helps children aged 8-15 understand the value of money, learn to save, and make secure card payments. It links to a parent's adult account, allowing kids to manage their own savings while parents monitor spending and set limits.
- Manage personal savings
- Set spending limits
- Send allowance directly
- Block lost cards
- Financial literacy quizzes
- To-do list for tasks
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Čo je SMARTIE? Vitaj vo svete SMARTIE – prvej slovenskej bankovej apke pre všetkých od 8 – 15 rokov k dospeláckemu účtu od 365.bank, ktorá školákom pomôže lepšie porozumieť hodnote peňazí, sporiť si či vyskúšať moderné, bezpečné a jednoduché platenie kartou. Vlastné úspory tak môžu deti spravovať nezávisle od rodiča, ktorý má prístup k ich výdavkom vo vlastnej SMARTIE apke. Som rodič a pýtam sa, ako na to? Všetko sa začína online! SMARTIE je naviazaná na tvoj osobný účet v 365.bank. Ak ho ešte ako rodič nemáš, zriaď si ho za pár minút online. Následne požiadaj na našom webe www.smartie.sk/start o vydanie detskej karty SMARTIE. Pre 100 % využívanie SMARTIE sa uisti, že apku máte nainštalovanú obaja – rodič aj dieťa. Tieto šikovné funkcie si zamiluješ: • prehľad o platbách a výdavkoch dieťaťa, • nastavenie limitov na bezhotovostné platby a výbery z bankomatov, • možnosť kedykoľvek poslať vreckové priamo na kartu, • blokovanie stratenej karty na jeden klik v apke, • zlepšenie finančnej gramotnosti detí v praxi. Som školák a pýtam sa, čo tu pre mňa máš? Apku, čo fakt využiješ. Spravuj si vlastné úspory, odkladaj si na výlet a nemiň celé vreckové v parádnom prostredí apky so skutočnou kartou a štýlovým náramkom na bezkontaktné platby. Mrkni, toto ťa v nej čaká: • sporenie na dosiahnutie tajných snov, • šikovný zoznam úloh vo forme TO DO listu, • vertikálna platobná karta s hravým dizajnom, • štýlový náramok na bezkontaktné platby, • finančné vzdelávanie formou kvízu a odmien, • blokovanie stratenej karty na jeden klik v apke. Všetky vychytávky a dôležité informácie o SMARTIE nájdeš na: www.smartie.sk
Screenshots
Verdict
The clearest difference is review sentiment: Tatra banka VIAMO at 52% against SMARTIE's 0%. Tatra banka VIAMO also leads on update cadence (every 5 months vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tatra banka VIAMO ships an update every 5 months, SMARTIE every 12 months. The most recent releases landed on October 13, 2026 and October 27, 2026 respectively.
| Parameter | Tatra banka VIAMO | SMARTIE |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 52.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 months — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 39 MB |
| Age rating | 12+ | 4+ |
| Developer | Tatra banka, a.s. | 365.bank, a. s. |
Customer experience
Tatra banka VIAMO
SMARTIE
In-app purchases
Tatra banka VIAMO
No in-app purchases
SMARTIE
No in-app purchases









