Comparison

Thumb Mobile vs SpiritPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thumb Mobile

Manage your finances conveniently from your mobile device. Access your accounts and perform banking tasks on the go, anytime and anywhere.

Highlights
  • Manage money anytime
  • Manage money anywhere
  • Mobile banking
  • Account access
Features
Read full description

Using Thumb Mobile, Thumb Bank & Trust’s mobile app, you can manage your money anytime, anywhere from your mobile device.

About

SpiritPay

Features
Read full description

SpiritPay is the free card payment app built for booster clubs, PTOs, school organizations, and community groups. Turn any iPhone or iPad into a professional concession stand or fundraising station — no monthly fees, no contracts, and no technical expertise required. YOUR ORGANIZATION PAYS NOTHING Unlike traditional payment systems that deduct processing fees from your sales, SpiritPay adds a small platform fee to the customer's total at checkout. Your listed prices are exactly what your organization receives — every time. HOW IT WORKS 1. Download SpiritPay — free from the App Store 2. Create your organization and connect a free Stripe account 3. Pair a Stripe M2 Bluetooth card reader (available from SpiritPay or directly from Stripe) 4. Build your menu and start accepting cards — in minutes BUILT FOR VOLUNTEERS, NOT ACCOUNTANTS • Clean, tap-to-sell interface — no training needed • Works on iPhone and iPad — iPad is ideal for concession stands • Accept tap-to-pay, chip, and swipe — including Apple Pay and Google Pay • Built-in demo mode — explore the full app before committing REAL-TIME EVENT MANAGEMENT • Open events and track all sales in real time • Multiple devices sync together — all volunteers see the same data • Close out events and receive instant summary reports by category • Admin dashboard with team management and revenue history POWERED BY STRIPE • Card data never touches your device — PCI Level 1 security • Funds go directly to your organization's bank account • Enterprise-grade infrastructure used by Amazon and Shopify PERFECT FOR • School booster clubs and athletic associations • PTOs and parent-teacher organizations • Fire departments and first responder groups • Lions Clubs, VFW posts, and service organizations • Church groups and community nonprofits • Township and municipality events TRY BEFORE YOU COMMIT Download SpiritPay and tap "Try Demo" to explore the full app with a loaded sample organization. Browse menus, simulate sales, review event reports, and explore the admin dashboard — no account needed. When you're ready to go live, create your organization, connect Stripe, and start accepting cards at your next event. Questions? Visit townspirit.org/support or email support@townspirit.org.

Screenshots

Thumb Mobile4 screens
SpiritPay4 screens

Verdict

The call

The clearest difference is iOS requirement: Thumb Mobile at 15.0 against SpiritPay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Thumb Mobile ships an update every 4 months, SpiritPay every 5 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Thumb Mobile versus SpiritPay: the parameters behind the verdict, then further details
ParameterThumb MobileSpiritPay
PriceFreeFree
Rating4.7 (450 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings450 — better—
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size99 MB66 MB
Age rating4+4+
DeveloperTHUMB BANK & TRUSTSkybound Solutions, LLC

In-app purchases

None

Thumb Mobile

No in-app purchases

None

SpiritPay

No in-app purchases

Questions

Is Thumb Mobile free?
Thumb Mobile is free to download, with no in-app purchases.
Is SpiritPay free?
SpiritPay is free to download, with no in-app purchases.
Do Thumb Mobile or SpiritPay have ads?
Neither Thumb Mobile nor SpiritPay shows ads.
Which is updated more often, Thumb Mobile or SpiritPay?
Thumb Mobile ships an update every 4 months, and SpiritPay every 5 months. Most recently, Thumb Mobile was updated on November 1, 2026 and SpiritPay on October 31, 2026.

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