Thumb Mobile vs SpiritPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thumb Mobile
Manage your finances conveniently from your mobile device. Access your accounts and perform banking tasks on the go, anytime and anywhere.
- Manage money anytime
- Manage money anywhere
- Mobile banking
- Account access
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Using Thumb Mobile, Thumb Bank & Trust’s mobile app, you can manage your money anytime, anywhere from your mobile device.
SpiritPay
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SpiritPay is the free card payment app built for booster clubs, PTOs, school organizations, and community groups. Turn any iPhone or iPad into a professional concession stand or fundraising station — no monthly fees, no contracts, and no technical expertise required. YOUR ORGANIZATION PAYS NOTHING Unlike traditional payment systems that deduct processing fees from your sales, SpiritPay adds a small platform fee to the customer's total at checkout. Your listed prices are exactly what your organization receives — every time. HOW IT WORKS 1. Download SpiritPay — free from the App Store 2. Create your organization and connect a free Stripe account 3. Pair a Stripe M2 Bluetooth card reader (available from SpiritPay or directly from Stripe) 4. Build your menu and start accepting cards — in minutes BUILT FOR VOLUNTEERS, NOT ACCOUNTANTS • Clean, tap-to-sell interface — no training needed • Works on iPhone and iPad — iPad is ideal for concession stands • Accept tap-to-pay, chip, and swipe — including Apple Pay and Google Pay • Built-in demo mode — explore the full app before committing REAL-TIME EVENT MANAGEMENT • Open events and track all sales in real time • Multiple devices sync together — all volunteers see the same data • Close out events and receive instant summary reports by category • Admin dashboard with team management and revenue history POWERED BY STRIPE • Card data never touches your device — PCI Level 1 security • Funds go directly to your organization's bank account • Enterprise-grade infrastructure used by Amazon and Shopify PERFECT FOR • School booster clubs and athletic associations • PTOs and parent-teacher organizations • Fire departments and first responder groups • Lions Clubs, VFW posts, and service organizations • Church groups and community nonprofits • Township and municipality events TRY BEFORE YOU COMMIT Download SpiritPay and tap "Try Demo" to explore the full app with a loaded sample organization. Browse menus, simulate sales, review event reports, and explore the admin dashboard — no account needed. When you're ready to go live, create your organization, connect Stripe, and start accepting cards at your next event. Questions? Visit townspirit.org/support or email support@townspirit.org.
Screenshots
Verdict
The clearest difference is iOS requirement: Thumb Mobile at 15.0 against SpiritPay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Thumb Mobile ships an update every 4 months, SpiritPay every 5 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | Thumb Mobile | SpiritPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (450 ratings) — better | — |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 450 — better | — |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 99 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | THUMB BANK & TRUST | Skybound Solutions, LLC |
In-app purchases
Thumb Mobile
No in-app purchases
SpiritPay
No in-app purchases
Questions
Is Thumb Mobile free?
Is SpiritPay free?
Do Thumb Mobile or SpiritPay have ads?
Which is updated more often, Thumb Mobile or SpiritPay?
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