Spendy vs Floney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendy
A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.
- iCloud Shared Budget
- Quick Expense Entry
- Budget as a Diary
- Tag Management
- Calendar & Reminders Integration
- Automation Support
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The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/
Floney
Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.
- View group entries, daily spending, and income
- Add detailed expense, income, or transfer entries
- Understand finances with charts for expenses, income, budgets, and assets
- Settle shared costs with calculated payments
- Use additional ledgers for different purposes
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The cleanest way to track and split expenses with your roommates — for free. • View all your records at a glance Check group entries, daily spending, and daily income directly from the home screen. See total monthly spending and income in the calendar view. • Add detailed entries with ease Use the + button in the center of the bottom bar to add or edit entries. Choose from Expense, Income, or Transfer and select the right category with simple, clear options. • Understand your finances with clear charts Track four key areas—Expenses, Income, Budgets, and Assets—using straight-line, semicircle, and bar charts. Set a budget and see how much remains, and check asset trends over time. • Settle up with recorded entries When you need to settle shared costs, load existing records and select who’s involved. Floney will calculate what each person pays or receives. • Use additional ledgers for different purposes Floney offers two ledgers so you can manage them with others or on your own. Record freely for different goals and situations. -Service Access Permissions Photos: Set ledger / profile images Camera: Set ledger / profile images Tracking Permission: Personalized ads (optional) You can still use the service without optional permissions, though some features may be limited. You can adjust permissions anytime in [iPhone Settings] > [Floney]. -Contact For any questions, email us anytime: floney.team@gmail.com
Screenshots
Verdict
The clearest difference is update cadence: Spendy at every 4 days against Floney's every 3 weeks. Spendy also leads on device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendy sells 5 in-app purchases, starting at $1.99 per month and Floney sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Spendy against 5.0 for Floney. Both are backed by a comparable volume of ratings — 6 and 4 respectively. Written reviews are what separate them: 96% of Spendy's written reviews are positive against 100% of Floney's.
Spendy ships an update every 4 days, Floney every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.
| Parameter | Spendy | Floney |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) | 5.0 (4 ratings) |
| Positive reviews | 96.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 — better | 4 |
| Update frequency | Every 4 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 56 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | dasol kim | NAHYUN KIM |
Customer experience
Spendy
Floney
In-app purchases
Spendy
- Day Money Premium Monthly Plan7 Days trial$1.991 Month
- Day Money Premium Yearly Plan$9.991 Year
- 50% off Premium Lifetime$9.99
- Day Money Premium Lifetime$14.99
- Day Money Premium Lifetime$19.99
Floney
- floney plus$3.991 Month









