Comparison

Spendy vs Floney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendy

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

Highlights
  • iCloud Shared Budget
  • Quick Expense Entry
  • Budget as a Diary
  • Tag Management
  • Calendar & Reminders Integration
  • Automation Support
Features
Read full description

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

About

Floney

Easily track and split expenses with roommates. View all financial records at a glance, add detailed entries, and understand your spending with clear charts. Settle shared costs by calculating what each person owes or receives.

Highlights
  • View group entries, daily spending, and income
  • Add detailed expense, income, or transfer entries
  • Understand finances with charts for expenses, income, budgets, and assets
  • Settle shared costs with calculated payments
  • Use additional ledgers for different purposes
Read full description

The cleanest way to track and split expenses with your roommates — for free. • View all your records at a glance Check group entries, daily spending, and daily income directly from the home screen. See total monthly spending and income in the calendar view. • Add detailed entries with ease Use the + button in the center of the bottom bar to add or edit entries. Choose from Expense, Income, or Transfer and select the right category with simple, clear options. • Understand your finances with clear charts Track four key areas—Expenses, Income, Budgets, and Assets—using straight-line, semicircle, and bar charts. Set a budget and see how much remains, and check asset trends over time. • Settle up with recorded entries When you need to settle shared costs, load existing records and select who’s involved. Floney will calculate what each person pays or receives. • Use additional ledgers for different purposes Floney offers two ledgers so you can manage them with others or on your own. Record freely for different goals and situations. -Service Access Permissions Photos: Set ledger / profile images Camera: Set ledger / profile images Tracking Permission: Personalized ads (optional) You can still use the service without optional permissions, though some features may be limited. You can adjust permissions anytime in [iPhone Settings] > [Floney]. -Contact For any questions, email us anytime: floney.team@gmail.com

Screenshots

Spendy4 screens
Floney4 screens

Verdict

The call

The clearest difference is update cadence: Spendy at every 4 days against Floney's every 3 weeks. Spendy also leads on device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendy sells 5 in-app purchases, starting at $1.99 per month and Floney sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spendy against 5.0 for Floney. Both are backed by a comparable volume of ratings — 6 and 4 respectively. Written reviews are what separate them: 96% of Spendy's written reviews are positive against 100% of Floney's.

UpkeepUpdate frequency

Spendy ships an update every 4 days, Floney every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
Spendy versus Floney: the parameters behind the verdict, then further details
ParameterSpendyFloney
PriceFreeFree
Rating5.0 (6 ratings)5.0 (4 ratings)
Positive reviews96.3% of reviews100.0% of reviews — better
Number of ratings6 — better4
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS26.026.0
Further details — not scored
Size56 MB40 MB
Age rating4+4+
Developerdasol kimNAHYUN KIM

Customer experience

Spendy

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive96.3%
Neutral3.7%
Negative0.0%

Floney

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Spendy

Subscriptions2
  • Day Money Premium Monthly Plan7 Days trial$1.991 Month
  • Day Money Premium Yearly Plan$9.991 Year
One-time3
  • 50% off Premium Lifetime$9.99
  • Day Money Premium Lifetime$14.99
  • Day Money Premium Lifetime$19.99
1 purchases

Floney

Subscriptions1
  • floney plus$3.991 Month

Questions

Is Spendy free?
Spendy is free to download, with in-app purchases available.
Is Floney free?
Floney is free to download, with in-app purchases available.
Which has better reviews, Spendy or Floney?
Spendy and Floney are both rated 5.0 out of 5 on the App Store, from 6 and 4 ratings respectively.
Do Spendy or Floney have ads?
Neither Spendy nor Floney shows ads.
Which is updated more often, Spendy or Floney?
Spendy ships an update every 4 days, and Floney every 3 weeks. Most recently, Spendy was updated on October 19, 2026 and Floney on October 14, 2026.

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