Stems vs True Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stems
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為 你 提供 免費 皮膚 分析 建議 , 為 每位 客人 度 身 定制 個人 的 美容 療程 , 解決 皮膚 問題 , 提供 安心 及 真誠 的 服務 。
True Financial
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Our business primarily offers financial education courses, including both online and offline classes, aimed at helping clients improve their financial management skills. Our courses cater to business owners from various industries, including professionals in the insurance sector. Our team possesses deep financial knowledge and focuses on understanding each client's needs, ensuring they gain practical financial knowledge to enhance their financial management capabilities. We are committed to providing high-quality courses and professional educational services to help clients achieve their financial goals. Features include: personal accounts, homepage, course purchases, course management, payment methods, and course bookings. This app allows customers to easily view and purchase educational courses online, making it easier for the company to expand its online channels and promote business development.
Screenshots
Verdict
The clearest difference is update cadence: Stems at every 2 months against True Financial's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stems ships an update every 2 months, True Financial every 5 months. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.
| Parameter | Stems | True Financial |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 39 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Makemark Intelligence Global Holdings Limited | TNA TECHNOLOGY LIMITED |
In-app purchases
Stems
No in-app purchases
True Financial
No in-app purchases









