Comparison

O'mari vs Dolphin Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

O'mari

Manage your finances with dual currency wallets, send and receive money, pay bills, and access essential care services like food, school, and health. This app offers practical solutions for everyday needs, including card management and real-time spending notifications.

Highlights
  • Dual currency wallets (USD & ZWL)
  • Send and receive money
  • Buy airtime and bundles
  • Access care services (Food, School, Health)
  • Bill and merchant payments
  • Card management (ZimSwitch & Visa)
  • Real-time transaction notifications
Features
Read full description

Welcome to O’mari, we are creating better everyday lives, today and tomorrow. As we walk with you through the circle of life, we want to help you focus on what matters most because we care for you. We are creating practical solutions for your everyday basic needs that take you a step closer towards freedom. Registration on O’mari is simple and happens in just under 60 seconds. Manage your everyday needs with O’mari as it allows you to: • Access Dual Currencies o Instantly access both a USD & ZWL wallet and choose to transact in the currency of your choice. • Send & Receive Money o Securely and simply send to & receive money from family and friends from any wallet or bank account. • Buy Airtime & Bundles o Buy airtime and bundles on any network (Econet, NetOne and Telecel) for yourself, and your loved ones to connect with anyone, anywhere. • Access O’mari Care o O’mari FoodCare: Have peace of mind by ensuring your family is fed even when you are gone with the several plans that meet your needs. o O’mari SchoolCare: Be happy knowing that your children’s school fees will be paid in the event that you are no longer around to support them. There are several packages to choose from. o O’mari HealthCare: Keep yourself and your loved ones going through access to our rewards program – access HealthCare services from any of our partnered Medical Services Providers. • Painless Bill & Merchant Payments o Buy goods and services at a wide range of retail shops offering ease of payments to municipalities, medical aid, utilities (ZESA, internet services) & more, and providing convenient acceptance by merchants. • Manage Your Money o Track and view how you use your money on the go with real-time notifications whenever you use O’mari. • Swipe If You Want o Select a card colour of your choice and link the card to your wallet for the flexibility to swipe at any point-of-sale terminal in leading merchants across Zimbabwe. • Manage Your ZimSwitch & Visa Card o Request, activate, change your PIN and block & unblock your card in the app if it's lost or stolen. For Merchant payments using QR codes, grant O’mari access to your phone's camera to enable this payments option. This is the only official and authorised App for accessing O’mari. Remember to never share your PIN with anyone else. Need support? Call or email us on toll free line 433 or +263 8677 007 437 and omari@oldmutual.co.zw.

About

Dolphin Pay

Features
Read full description

Dolphin Pay is Africa's digital banking platform — a fast, secure way to send money, make payments, and manage your wallet from your phone. Whether you're splitting a bill, paying a merchant, topping up airtime, or sending money across borders, Dolphin Pay puts your money in your control. KEY FEATURES Send & Receive Money • Transfer money instantly to friends, family, and businesses • Collect money with a simple request • Save beneficiaries for faster repeat payments Payments Made Easy • Pay merchants and bills in seconds • Scan a QR code to pay instantly • Make secure one-tap payments Fund & Manage Your Wallet • Top up your wallet with multiple funding options • Cash out to your bank or agent • Convert between currencies with ease More Than a Wallet • Buy airtime and data bundles instantly • Purchase eSIMs for travel and connectivity • Send and redeem vouchers • Protect transactions with built-in escrow Bank-Grade Security • Secure login with Face ID • Every transaction encrypted and protected • Full transaction history and statements at your fingertips Download Dolphin Pay today and experience banking built for Africa.

Screenshots

O'mari4 screens
Dolphin Pay4 screens

Verdict

The call

O'mari and Dolphin Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

O'mari ships an update fortnightly, Dolphin Pay weekly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
O'mari versus Dolphin Pay: the parameters behind the verdict, then further details
ParameterO'mariDolphin Pay
PriceFreeFree
Rating2.3 (3 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings3 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size47 MB33 MB
Age rating17+4+
DeveloperOMICOApp.mobileprovisionDOLPHIN TECHNOLOGIES (PRIVATE) LIMITED

In-app purchases

None

O'mari

No in-app purchases

None

Dolphin Pay

No in-app purchases

Questions

Is O'mari free?
O'mari is free to download, with no in-app purchases.
Is Dolphin Pay free?
Dolphin Pay is free to download, with no in-app purchases.
Do O'mari or Dolphin Pay have ads?
Neither O'mari nor Dolphin Pay shows ads.
Which is updated more often, O'mari or Dolphin Pay?
O'mari ships an update fortnightly, and Dolphin Pay weekly. Most recently, O'mari was updated on October 27, 2026 and Dolphin Pay on October 24, 2026.

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