Palmo vs DayWallet

Know what you can actually spend — before your next bill hits. Palmo shows your real spendable balance after upcoming bills are accounted for. Track income, expenses, and spending by pay period — All private stored on-device and synced through your own iCloud. No third-party servers. No tracking. No ads. What you can do: - Set up recurring bills and let Palmo apply them automatically - Track income and expenses by category - Review your spending breakdown by pay period Palmo Pro unlocks: - Unlimited bills - Spending limits with per-category tracking - Multi-period spending history and trends - Payday preview notifications Simple enough to open and use in seconds. Powerful enough to actually stay on top of your finances. Terms of Use: https://jlappllc.com/eula-moneyy

Your bank balance doesn’t tell you what you can spend. DayWallet does. Know exactly what you can safely spend today — after your bills, protected money, your next payday, and a safety buffer you control. One number. Updated daily. No bank link required. HOW IT WORKS DayWallet calculates your Safe to Spend number based on your balance, upcoming bills, protected Saving Jars, safety buffer, and days until payday. No complex budgeting. No spreadsheets. No guesswork. Just a clear number that tells you if you can afford that coffee, dinner, or impulse buy — without hurting next week. WHAT MAKES IT DIFFERENT Protected Bills Bills due before payday are automatically set aside so you don’t accidentally spend them. Saving Jars Create jars for holidays, emergencies, gifts, or personal goals. Money added to protected jars stays out of your daily Safe to Spend. Protection is on by default, and you can turn it off anytime. Pay Cycle Aware Your spending adjusts based on when your next income arrives. Runway See how many days your money will last. Teal = comfortable Amber = watch it Red = act now Safety Buffer Keep money aside for emergencies or unexpected expenses. Smarter Categories Track spending with improved categories and understand where your money goes. Business Expense Tracking Mark personal or business expenses and track them separately. Multiple Income Sources Track salary, freelance work, or side income separately. Insights See your net cash flow for any period, where your money went by category, and how personal and business spending compare. Works Offline No account. No bank connection. Your data stays on your device. TRACK WHAT MATTERS • Log expenses and income in seconds • Categorise spending • Mark expenses as personal or business • Create Saving Jars for goals • Choose whether each jar is protected • Recurring and one-off bills • Mark bills as paid, paid outside DayWallet, waived or skipped • See and resolve overdue bills • Filter your history by type, purpose or category • Edit or delete with a swipe • Daily and bill reminders PREMIUM Try free, upgrade anytime. DayWallet Premium: • Monthly and yearly plans, pricing varies by region • Unlimited Saving Jars, free includes 2 • Longer Insights: 90 days, 6 months and 1 year — free includes today, 7 days and this month • Full category breakdown and personal vs business in Insights Upgrade for: • Unlimited bills, free includes 10 • Unlimited income sources, free includes 2 • Full history, free includes 90 days • Insights beyond 30 days • Export to CSV • No ads Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Subscriptions can be managed and cancelled anytime in your Apple ID account settings. PRIVACY FIRST Everything stays on your device. No account. No cloud. No bank connection. Your data is yours. DayWallet is for anyone who wants a simple answer to one question: Can I afford this today? Privacy Policy: https://daywallet.mudriclab.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/