CDBL vs gpay Merchant

Central Depository Bangladesh Limited (CDBL) was incorporated on 20 th August 2000 sponsored by the country's Nationalized Commercial Banks (NCBs), Investment Corporation of Bangladesh (ICB), Private Commercial Banks (PCBs), Foreign Banks, Merchant Banks, Publicly listed Companies, Insurance Companies and Dhaka & Chittagong Stock Exchanges with the collaboration of the Asian Development Bank (ADB). Legal basis for CDBL's operations is set out in the Depositories Act 1999, Depositories Regulations 2000, Depository (User) Regulations 2003, and the CDBL by-laws. CDBL's core services cover the efficient delivery, settlement and transfer of securities through computerized book entry system i.e. recording and maintaining securities accounts and registering transfer of securities; changing the ownership without any physical movement or endorsement of certificates and execution of transfer instruments. The Central Depository System (CDS) operated by CDBL has proved to be a convenient and reliable means to settle securities transaction. The investor has been freed from the hassles of physical handling of certificates, errors in paper work and the risks associated with damaged, lost and forged certificates. Live operations of the CDS commenced with the inauguration of the Electronic Government Securities Registry (EGSR) by the Governor of Bangladesh Bank on 20 th October 2003. The EGSR also serves as a platform for secondary market sale/purchase as well as Repo transactions of government securities to commercial banks linked online to the CDS. Equity market securities de materialization process i.e. eliminating physical certificate as record of security ownership by substituting it as an electronic book entry record in the CDS commenced on 24 th January 2004 with the entry of Square Pharmaceuticals Limited into the CDS. CDBL has achieved an ISO/IEC 27001:2013 certificate on Information Security Management System conforming to the specifications of ISO/IEC 27001:2013 and the best practices adopted in ISO/IEC 27002:2013.

The gpay Merchant App is designed to help businesses accept digital payments easily and manage their transactions efficiently. Whether you run a retail shop, restaurant, online store, or service business, gpay makes collecting payments simple, fast, and secure. Accept Payments Easily Merchants can receive payments from customers instantly using QR codes or merchant accounts. Key Features QR Payment Acceptance • Accept payments using Bangla QR or Dynamic QR • Fast and contactless payments Real-Time Transaction Monitoring • View transaction history instantly • Track daily sales and payment records Simple Business Management • Monitor incoming payments • Manage settlement records • Access digital payment reports Secure Transactions • Industry-standard security to protect transactions • Safe and reliable payment processing Business Growth Tools • Accept payments from gpay users • Enable seamless online and offline payments • Improve customer convenience and satisfaction Why Merchants Choose gpay • Quick payment acceptance • Easy transaction tracking • Secure and reliable platform • Supports digital business growth Join the growing network of businesses using the gpay Merchant App and start accepting digital payments today.