Wing App vs U.S. Cherry

WING, YOUR FINANCIAL SUPERINTELLIGENCE FOR NAVIGATING LIFE Wing brings your money, investments, goals, and financial decisions into one living financial plan, helping you understand where you stand, what deserves your attention, and what to do next. Built for modern financial planning, Wing helps you navigate the decisions that shape your life, including investing, taxes, insurance, estate planning, retirement, cash, debt, credit, spending, major life events, and long-term goals. CREATE YOUR FINANCIAL PROFILE Your Guidance Profile reflects the life you are living today and the life you are working toward tomorrow. Wing uses your profile to help organize your financial picture, identify areas of opportunity, and deliver personalized guidance designed around your goals, responsibilities, and decisions. SEE YOUR WHOLE FINANCIAL LIFE IN ONE PLAN Open Wing to see a clearer view of your financial life, including your plan, priorities, advice, and next steps. Your Plan helps you understand where you are, what is in progress, and which decisions may need attention, so your financial life feels less scattered and more intentional. RECEIVE PERSONALIZED ADVICE AND NEXT STEPS Wing helps turn financial complexity into clear guidance. Review personalized Advice, understand why it matters, and follow practical Next Steps across the areas of life and money that matter most. PLAN FOR LIFE’S BIG DECISIONS Wing includes guided Experiences for major life moments and goals, including buying a home, having children, getting married, starting a business, protecting loved ones, traveling the world, and leaving a legacy. Each Experience connects planning tools with personalized guidance to help you think through important decisions with more clarity and confidence. CONNECTED TO A REAL ADVISORY RELATIONSHIP Wing is designed to work alongside participating financial institutions and advisory teams. When available through your financial institution, Wing helps your advisory relationship become more informed, more proactive, and better connected to your financial life. FIDUCIARY, SEC-REGISTERED ADVICE Wing Financial, Inc. is an SEC-registered investment adviser. As a fiduciary, Wing is committed to providing advice in your best interest. Disclosures: Wing Financial, Inc. is an SEC-registered investment adviser. Access to certain features, investment accounts, advisory teams, managed portfolios, or experiences may require a Membership Code from a participating financial institution. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Fiduciary advice is provided where applicable through Wing Financial, Inc.

You can open different investment accounts and have them managed by U.S. Cherry using strategies that are primarily ETF-based and aligned with your selected account and investment profile. GETTING STARTED IS SIMPLE: 1. Choose an account 2. Complete your profile 3. We review your application 4. Fund your account AVAILABLE ACCOUNT OPTIONS INCLUDE: Essential Portfolio Account A diversified stock-and-bond ETF portfolio designed for those getting started. Minimum investment: USD 100. S&P 500 Account Exposure to the 500 largest U.S. companies through ETFs that seek to track the index. Minimum investment: USD 100. Cash Yield Account Cash management through short-term U.S. Treasury ETFs. Yield is variable and subject to change. Minimum investment: USD 100. Automated Investment Portfolio Account A diversified ETF portfolio based on your investment profile and selected strategy. Minimum investment: USD 3,000. Crypto Account Crypto-related exposure through ETFs and exchange-traded products linked to cryptocurrencies. Minimum investment: USD 3,000. Bond-Only Account A fixed-income portfolio implemented through bond ETFs. Minimum investment: USD 3,000. IMPORTANT INFORMATION: U.S. Cherry LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply any level of skill or training. Client assets are held in the client’s own account at an independent custodian, including Interactive Brokers and Charles Schwab. U.S. Cherry does not custody client assets or client funds. References to Interactive Brokers or Charles Schwab are for informational purposes only and do not imply affiliation, endorsement, or sponsorship. U.S. Cherry’s role depends on the type of advisory relationship with the client. In a non-discretionary relationship, U.S. Cherry provides investment advice and recommendations, and the client decides whether to act on those recommendations. In a discretionary relationship, U.S. Cherry selects investments and implements portfolio allocations within the client’s account held at the independent custodian. We use security measures designed to help protect client information, including encryption and two-factor authentication. Crypto-related investments involve higher volatility and additional risks, including the risk of significant loss. Additional broker eligibility requirements or restrictions may apply and are determined independently by the broker. Investing involves risk, including possible loss of principal. U.S. Cherry is not a bank. Cash strategies are held in an investment account, not a bank account, and are not FDIC-insured bank deposits. Cash Yield strategies invest through short-term U.S. Treasury ETFs, and any displayed yield is for reference only, is not guaranteed, and is subject to change. The “S&P 500 Account” name is used solely to describe the investment strategy. The account primarily invests in ETFs that seek to track the performance of the S&P 500 Index. This naming does not imply affiliation with, endorsement by, or sponsorship from S&P Global Inc. or its affiliates. S&P 500 and related marks are trademarks of their respective owners and are used for descriptive and informational purposes only. Information provided in the app is for informational and illustrative purposes only and does not constitute financial, tax, or legal advice or an offer to buy or sell securities. Any forward-looking statements, expected returns, hypothetical illustrations, or projected outcomes are illustrative only and do not reflect actual client results. Hypothetical performance has inherent limitations and does not reflect actual trading, fees, or market conditions. Any testimonial or illustrative review may not be representative of all clients’ experiences, and past performance is not indicative of future results.