Banky UAE vs Pay10 UAE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banky UAE
This digital banking app allows users to manage their finances conveniently. Perform daily transactions like sending, receiving, and paying money securely. It offers features like IBAN generation, instant remittances, and digital voucher purchases.
- Receive IBAN Number
- Send & Receive Money
- Top-Up from Any Bank Account
- Scan to Pay (QR Code)
- Instant International Remittances
- Buy or Gift Digital Vouchers
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Banky is a digital banking solution issued by Al Maryah Community Bank LLC, a specialized Bank Licensed by the Central Bank of UAE. Available now at the comfort of your fingertips, Banky is transforming payments in a way never seen before! Powered by the most advanced technology, enjoy a seamless financial experience through the Banky mobile application. Perform all daily financial transactions such as sending, receiving, requesting, and paying money in the UAE – quickly, securely, and at your convenience. WHO SHOULD USE BANKY? Anyone who is above 18 years and has a valid Emirates ID can use Banky and enjoy a seamless financial experience whether it is to send, receive, request, or pay money! FEATURES & BENEFITS Receive an IBAN Number Open an account with your UAEPASS & issue transfers via IBAN only. Send & Receive Money With just a few taps, send and receive money from the comfort of your home. Top-Up from Any Bank Account Feed your account from any bank account or deposit cash via Mbank ATM or money exchange partner. Scan to Pay Simply scan the QR code to instantaneously pay at the store! Jaywan Debit Card The first domestic scheme card in the UAE. Send international Remittances instantly Send remittances to different countries instantly with competitive exchange rates. Buy or Gift Digital Vouchers Enjoy buying vouchers for different stores or purchasing products at your fingertips. HOW TO START USING BANKY: 1. Download the Banky App. 2. Sign up using your UAEPASS. 3. Enjoy a seamless payment experience.
Pay10 UAE
Easily send and receive money with contacts, link to your UAE bank account for seamless payments, and shop with your digital wallet. Securely pay by scanning QR codes and track your spending with real-time notifications.
- Send and receive money
- Link UAE bank account
- Shop with digital wallet
- QR code payments
- Real-time notifications
- Spending tracking
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Send and receive money with a quick tap from your Pay10 contacts. Link Pay10 wallet to your UAE bank account for seamless payments and enjoy new Open Finance experience. Shop for your favorite brands with your Pay10 Wallet, instore and online. Simply scan the QR code for secure and easy payments. No manual data entry. No errors. Get real-time notifications and track your spending your way. Download Pay10 today and take charge of your digital payments! Pay Ten Payment Services Provider LLC (Pay10) is an authorized Open Finance Third-Party Provider, licensed and regulated by the Central Bank of the UAE.
Screenshots
Verdict
The clearest difference is rating: Banky UAE at 3.9 against Pay10 UAE's 3.5. Banky UAE also leads on ratings volume (15 vs 2). Pay10 UAE's advantage is update cadence (weekly vs monthly) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Banky UAE holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: Banky UAE has 15 ratings behind it against 2, so its average is the more settled of the two.
Banky UAE ships an update monthly, Pay10 UAE weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Banky UAE | Pay10 UAE |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (15 ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 15 — better | 2 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 275 MB | 206 MB |
| Age rating | 4+ | 4+ |
| Developer | Al Maryah Community Bank LLC | Pay Ten Payment Services Provider LLC |
Customer experience
Banky UAE
Pay10 UAE
In-app purchases
Banky UAE
No in-app purchases
Pay10 UAE
No in-app purchases
