Beneficiary Plan vs SubTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Beneficiary Plan
Easily create essential legal documents like wills and trusts without a lawyer. Organize your assets, designate beneficiaries, and monitor your net worth. An AI assistant provides guidance, and catastrophic monitoring keeps you informed of potential impacts to your plan.
- Asset tracking and organization
- Beneficiary designation
- Legal document generation
- Net worth monitoring
- AI estate planning assistant
- Catastrophic event monitoring
Read full descriptionHide full description
Beneficiary Plan makes estate planning easy and accessible — no lawyer required to get started. Whether you're just beginning to think about your family's future or looking to organize an existing plan, Beneficiary Plan gives you the tools to manage everything in one place. TRACK YOUR ASSETS Add and organize all your assets including bank accounts, real estate, stocks and bonds, retirement plans, life insurance, business interests, vehicles, and more. Connect your bank accounts through Plaid to automatically sync balances and stay up to date. DESIGNATE YOUR BENEFICIARIES Add the people who matter most and assign them to your assets. Manage primary and alternate beneficiaries to make sure nothing is left to chance. GENERATE LEGAL DOCUMENTS Create essential estate planning documents directly from the app: Last Will and Testament Revocable Living Trust Power of Attorney Medical Power of Attorney Limited Power of Attorney Living Will Lady Bird Deed MONITOR YOUR NET WORTH Track your net worth over time with visual charts and dashboards. See your asset allocation at a glance and monitor your estate planning progress with a completion checklist. AI ESTATE PLANNING ASSISTANT Get guidance on estate planning topics through our built-in AI companion. Ask questions like "How do I protect my family's future?" and get helpful, personalized direction. CATASTROPHIC MONITORING When a death is reported to us, we verify it against government records before notifying each beneficiary by email about the assets you've left for them, along with contact information for your designated Personal Representative. *Available in the USA only. SECURE AND PRIVATE Your data is protected with biometric authentication (Face ID and Touch ID), encrypted connections, and secure cloud storage. Your information stays yours. FLEXIBLE PLANS Start free and upgrade when you're ready: Free: Create your Will and add up to 2 beneficiaries Personal Plan: Unlimited beneficiaries plus Powers of Attorney and Living Will Legacy Plan: Full access including Revocable Living Trust, Lady Bird Deed, AI companion, and priority support ONE-TIME UNLOCKS Need more beneficiaries without committing to a subscription? Unlock unlimited beneficiaries for a one-time $19 purchase and keep building your Will on your own terms. Beneficiary Plan is built by Lightware Media Inc. We believe everyone deserves a simple way to protect what they've built and the people they love. Terms of Use (EULA): https://beneficiaryplan.com/terms-of-service/ Privacy Policy: https://app.beneficiaryplan.com/page/privacy Questions? Contact us through the app or visit beneficiaryplan.com.
SubTrack
Effortlessly manage all your recurring expenses in one place. Get timely alerts for renewals and free trials, and visualize your spending habits with insightful charts. Organize subscriptions by category and payment method for better financial control.
- Track all recurring subscriptions
- Timely renewal and trial reminders
- Spending insights and charts
- Multi-currency support
- Custom categories and payment methods
- iCloud sync across devices
- Siri Shortcuts integration
Read full descriptionHide full description
SubTrack helps you take control of your subscriptions. Track every recurring charge in one place, get timely reminders before renewals, and understand your spending at a glance. KEY FEATURES • Track all your subscriptions — streaming, apps, cloud storage, gym, and more • Multi-currency support with real-time exchange rate conversion • Smart reminders so you never miss a renewal or free trial ending • Beautiful charts and spending insights powered by Swift Charts • Calendar view to see upcoming renewals at a glance • Organize with custom categories and payment methods • iCloud sync across iPhone, iPad, and Mac • Home Screen widgets for quick spending overview • Siri Shortcuts — ask "How much do I spend on subscriptions?" PRO FEATURES (Optional Upgrade) • Unlimited subscriptions (free tier: up to 5) • AI-powered spending health score and optimization suggestions • Monthly spending reports with trend analysis • Advanced overlap detection for duplicate services • Custom categories and unlimited payment methods • CSV data export PRIVACY FIRST SubTrack is designed with privacy in mind — all data stays on your device and your private iCloud. No accounts, no analytics, no tracking, no ads. Ever. Download SubTrack today and stop overpaying for subscriptions you forgot about. Terms of Use: https://matrixreligio.github.io/subtrack-privacy/#terms Privacy Policy: https://matrixreligio.github.io/subtrack-privacy/#privacy
Screenshots
Verdict
The clearest difference is update cadence: SubTrack at every 9 days against Beneficiary Plan's every 3 weeks. Beneficiary Plan's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Beneficiary Plan sells 5 in-app purchases, starting at $11.99 per month and SubTrack sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Beneficiary Plan against 5.0 for SubTrack. That said, the two scores are not equally well evidenced: Beneficiary Plan has 7 ratings behind it against 1, so its average is the more settled of the two.
Beneficiary Plan ships an update every 3 weeks, SubTrack every 9 days. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.
| Parameter | Beneficiary Plan | SubTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 62 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | lightwaremedia.com | MatrixReligio LLC |
Customer experience
Beneficiary Plan
SubTrack
In-app purchases
Beneficiary Plan
- Personal Plan (Monthly)$11.991 Month
- Legacy Plan (Monthly)$39.991 Month
- Personal Plan (Yearly)$100.001 Year
Show 1 moreShow fewer
- Legacy Plan (Yearly)$339.001 Year
- Unlimited Beneficiaries$19.00
SubTrack
- Pro Monthly$0.991 Month
- Pro Annual$9.991 Year
- Pro Lifetime$29.99









