Comparison

MIS Pay vs SELY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MIS Pay

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

Highlights
  • Buy now, pay later
  • Zero interest installments
  • Transparent payment schedule
  • Manage purchases and payments
  • Exclusive partner discounts
  • Secure and simple to use
Features
Read full description

With MIS Pay you can explore the world of shopping with financial flexibility. Buy now and easily pay Later. No Interest. No fees. Secure. Simple. Leverage your money with MIS Pay! You will like our application because:- PAY AS YOU GO Is it not convenient right now? Or are you making a large purchase? You can pay the remaining amount at the end of every month. installment at zero interest rate! TRANSPARENT & SAFE Have a comprehensive and lean overview of your payment schedule. Manage all your purchases, upcoming re-payments, changes, and payment methods-directly within the MIS Pay app! PARTNER DISCOUNTS Never miss a deal! Receive notable discounts on our partners! We have a broad range of merchant partners that provide exclusive discounts for You! How it works:- EVERY START IS EASY Visit your App Store and download MIS Pay. Sign Up in less than 2 minutes and you are ready to shop with full flexibility. MANAGE PURCHASES IS EVEN EASIER See all your purchases in one overview and stay informed about all remaining installments with full flexibility to pay back at the end of the month. ALWAYS BEING UP TO DATE IS THE EASIEST. Stay always up to date about your debts and your remaining spending limit while exploring great deals for you. Now it is your turn towards financial flexibility. Get the app and enjoy shopping with financial flexibility!

About

SELY

Features
Read full description

The SELY app allows you to shop remotely at SELY and order what you want, with your orders delivered to your doorstep.

Screenshots

MIS Pay4 screens
SELY4 screens

Verdict

The call

The clearest difference is ads: SELY at none against MIS Pay's shown. SELY also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MIS Pay ships an update every 11 days, SELY every 2 weeks. The most recent releases landed on September 20, 2026 and September 15, 2026 respectively.

Scorecard3 real differences · 7 level
MIS Pay versus SELY: the parameters behind the verdict, then further details
ParameterMIS PaySELY
PriceFreeFree
Rating4.3 (40 ratings) — better—
Positive reviews63.2% of reviews—
Number of ratings40 — better—
Update frequencyEvery 11 days — betterEvery 2 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size96 MB84 MB
Age rating4+4+
DeveloperMIS ForwardRGB International Academy UG (haftungsbeschrankt)

In-app purchases

None

MIS Pay

No in-app purchases

None

SELY

No in-app purchases

Questions

Is MIS Pay free?
MIS Pay is free to download, with no in-app purchases.
Is SELY free?
SELY is free to download, with no in-app purchases.
Do MIS Pay or SELY have ads?
MIS Pay shows ads; SELY does not.
Which is updated more often, MIS Pay or SELY?
MIS Pay ships an update every 11 days, and SELY every 2 weeks. Most recently, MIS Pay was updated on September 20, 2026 and SELY on September 15, 2026.

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