Comparison

Banco Nexa vs OffRisk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banco Nexa

Manage all your banking needs from your mobile device. Perform payments, deposits, transfers, and even split money. Earn interest, get quick loans, and deposit checks with ease. It's a secure and free way to handle your finances.

Highlights
  • Mobile payments and deposits
  • Money transfers and splitting
  • Earn interest on your account
  • Quick loan applications
  • Deposit checks from your phone
  • Multiple savings accounts
Features
Read full description

Con Nexa puedes hacer todo lo que haces en un banco, desde tu móvil. Pagar, depositar, transferir y dividir dinero, además de ganar intereses, puedes sacar el préstamo más rápido o depositar cheques todo desde tu móvil. Es fácil, seguro y gratuito para descargar. Y estás en buenas manos, Nexa cuenta con la autorización de la Superintendencia de Bancos de Guatemala. Una cuenta. Muchas posibilidades Cuenta Nexa monetaria incluida + 9 alcancías (cuentas de ahorro) sin cobro. Divida, transfiera y reciba pagos al instante, sin cargos adicionales. Y como creemos en pagar a las personas y no a las cuentas, no se necesitan molestos datos bancarios.

About

OffRisk

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

Highlights
  • Instant expense and income logging
  • AI-powered receipt scanning
  • Customizable budget limits
  • Visual spending analytics
  • AI financial education assistant
  • Home Screen widget for balance check
Features
Read full description

Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring transactions, unlimited categories, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.

Screenshots

Banco Nexa3 screens
OffRisk4 screens

Verdict

The call

The clearest difference is rating: Banco Nexa at 5.0 against OffRisk's 4.5. Banco Nexa also leads on in-app purchases (none vs 2) and update cadence (weekly vs every 5 weeks). On price, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. Banco Nexa asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Banco Nexa holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Banco Nexa has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Banco Nexa ships an update weekly, OffRisk every 5 weeks. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
Banco Nexa versus OffRisk: the parameters behind the verdict, then further details
ParameterBanco NexaOffRisk
PriceFreeFree
Rating5.0 (25 ratings) — better4.5 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings25 — better2
Update frequencyWeekly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size144 MB72 MB
Age rating4+4+
DeveloperBanco Nexa, S.A.Leonel Osuna

Customer experience

Banco Nexa

All ratings25 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

OffRisk

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Banco Nexa

No in-app purchases

2 purchases

OffRisk

Subscriptions2
  • OffRisk Pro — Monthly Plan7 Days trial$2.991 Month
  • OffRisk Pro — Annual Plan7 Days trial$24.991 Year

Questions

Is Banco Nexa free?
Banco Nexa is free to download, with no in-app purchases.
Is OffRisk free?
OffRisk is free to download, with in-app purchases available.
Which has better reviews, Banco Nexa or OffRisk?
Banco Nexa is rated higher. Banco Nexa averages 5.0 out of 5 from 25 ratings, while OffRisk averages 4.5 from 2 ratings.
Do Banco Nexa or OffRisk have ads?
Neither Banco Nexa nor OffRisk shows ads.
Which is updated more often, Banco Nexa or OffRisk?
Banco Nexa ships an update weekly, and OffRisk every 5 weeks. Most recently, Banco Nexa was updated on October 24, 2026 and OffRisk on October 24, 2026.

Other comparisons