Banco Nexa vs OffRisk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banco Nexa
Manage all your banking needs from your mobile device. Perform payments, deposits, transfers, and even split money. Earn interest, get quick loans, and deposit checks with ease. It's a secure and free way to handle your finances.
- Mobile payments and deposits
- Money transfers and splitting
- Earn interest on your account
- Quick loan applications
- Deposit checks from your phone
- Multiple savings accounts
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Con Nexa puedes hacer todo lo que haces en un banco, desde tu móvil. Pagar, depositar, transferir y dividir dinero, además de ganar intereses, puedes sacar el préstamo más rápido o depositar cheques todo desde tu móvil. Es fácil, seguro y gratuito para descargar. Y estás en buenas manos, Nexa cuenta con la autorización de la Superintendencia de Bancos de Guatemala. Una cuenta. Muchas posibilidades Cuenta Nexa monetaria incluida + 9 alcancías (cuentas de ahorro) sin cobro. Divida, transfiera y reciba pagos al instante, sin cargos adicionales. Y como creemos en pagar a las personas y no a las cuentas, no se necesitan molestos datos bancarios.
OffRisk
Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.
- Instant expense and income logging
- AI-powered receipt scanning
- Customizable budget limits
- Visual spending analytics
- AI financial education assistant
- Home Screen widget for balance check
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Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring transactions, unlimited categories, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.
Screenshots
Verdict
The clearest difference is rating: Banco Nexa at 5.0 against OffRisk's 4.5. Banco Nexa also leads on in-app purchases (none vs 2) and update cadence (weekly vs every 5 weeks). On price, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. Banco Nexa asks for nothing beyond the download.
Banco Nexa holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Banco Nexa has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Banco Nexa ships an update weekly, OffRisk every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | Banco Nexa | OffRisk |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (25 ratings) — better | 4.5 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 25 — better | 2 |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 144 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Nexa, S.A. | Leonel Osuna |
Customer experience
Banco Nexa
OffRisk
In-app purchases
Banco Nexa
No in-app purchases
OffRisk
- OffRisk Pro — Monthly Plan7 Days trial$2.991 Month
- OffRisk Pro — Annual Plan7 Days trial$24.991 Year









