HFG Mobile vs JVC Rewards

Highlights of what's available within the client portal app: • Managed account summary: Aggregate and individual account level holdings and performance over time • Financial plan - Access to your financial plan – updated with real-time account values. • Reports – easy to understand performance reports • Document Vault – a secure and simple way to get documents to and from our team. Managed account tax documents and statements can be placed here automatically • Credit & Identity Monitoring – via support from Experian, this helps to monitor: financial accounts, loans, address changes, SSN tracing, and dark web monitoring

Join JVC Rewards for free, get 25 points just for signing up, and unlock one of its best member benefits: access to the JVC Credit Card. It’s a digital card for use at participating merchants in Arizona, Colorado and Oregon that lets you choose how to pay at checkout and earn points on every purchase. STEP 1: JOIN JVC REWARDS Enrollment is free and takes just a few taps. You get 25 points as soon as you join, plus access to prequalify for the JVC Credit Card. You can earn more by referring friends, with or without a JVC Card, and receive special offers. STEP 2: PREQUALIFY FOR THE JVC CREDIT CARD See which card you qualify for in under a minute without impacting your credit score. Everyone with a verifiable identity and a bank account gets approved. Depending on your credit profile, that may be a standard card or a secured card backed by a refundable deposit. PAY YOUR WAY AT CHECKOUT With your JVC Card, every purchase is your choice: • Pay Now: pay the purchase amount at checkout, with no interest • 4-Pay: split your purchase into 4 installments • Pay Over Time: carry a balance with a flexible minimum payment EARN POINTS WITH EVERY CARD PURCHASE • Earn 1 point for every $1 in purchases made with your JVC Card at participating merchants • Redeem 500 points for a $25 reward toward a purchase at the merchant where you earned them • Points are tracked separately for each merchant REFER FRIENDS, GET REWARDED You don’t need a JVC Card to refer friends. Get $5 or 150 JVC Reward Points for each approved JVC Credit Card customer you refer after their first purchase. CARDHOLDER WELCOME OFFER Eligible new cardholders may receive a $25 statement credit after their first JVC Card purchase. Offer terms and eligibility apply. 100% DIGITAL No plastic and no waiting for a card in the mail. Your JVC Card lives in the app and is ready to use at participating merchants once you’re approved. MANAGE EVERYTHING IN ONE PLACE • View your balance, statements and payment due dates • Track your 4-Pay installments • See your reward points by merchant • Make payments from your linked bank account • See merchants where the JVC Card is accepted DISCLOSURES JVC Rewards membership is free. New members receive 25 points upon enrollment, subject to program terms. Access to prequalify for the JVC Credit Card is a JVC Rewards member benefit. The JVC Card is issued by a participating card issuer. 4-Pay and Pay Over Time carry interest. Credit approval and card type depend on identity and bank account verification. Points are earned on JVC Card purchases at participating merchants and are subject to program terms. Applicants must include your Referral ID during enrollment for you to be eligible for Referral rewards and subject to program terms. Available in Arizona, Colorado and Oregon only.