Budget Leaf vs Kakeibo

Budget Leaf is a macro-level financial planner and budgeting tool. Rather than sweat the details of every minor purchase, Budget Leaf focuses on the bigger picture of your financial goals. Our tool provides insight into what spending categories your money should be going into and where it is actually going. At a macro level, you can split your spending into necessities, wants, and savings. Budget Leaf helps you by automatically calculating your net income and splitting it into these three categories following the 50/30/20 rule. After inputting your main expenditures, you can see where your money is actually going compared to where it should be.

Kakeibo is a simple expense tracker built around one idea: the fastest possible way to write down what you just spent. The perfect ledger is the one you never keep. So this app puts everything into speed. Type the amount, swipe to a category, save. A few seconds — done before it starts to feel like a chore. That is why it lasts. ◆ Fast. Number pad for the amount, a swipe for the category, a tap to save. The part of any household ledger people give up on — the typing — is cut down to the fewest moves we could find.Forgot to log something yesterday? Add it for that date directly, without going through History. ◆ Quiet. One small banner at the top, and nothing else competing for your attention. No decoration to get through, no setup to finish. It is meant to feel like a stock iOS app you can open every day without getting tired of it. ◆ Clear. • Chart, calendar and list views of the month you are in • A monthly budget that tells you when you are drifting, without nagging • Home Screen and Lock Screen widgets, so you can check without opening the app • 30 currencies with daily reference rates from the European Central Bank • A gentle reminder so the habit survives a busy day ◆ Portable. Import a CSV from another budgeting app or a spreadsheet, review every column before anything is saved, and export your own records whenever you want. Your data is yours to take with you. ◆ Yours to shape. (Premium — a one-time purchase) Save the expenses you log again and again and record one with a single tap. Rename, reorder and re-icon your categories. Register rent and subscriptions once and let them catch up when you open the app. Split a bill and record only your share. Tag spending inside a category, keep household and work apart with separate wallets, and read a monthly report of where it all went. Ads disappear too. There is no monthly or yearly charge.Record straight from the widget with a keypad and category buttons, see the month laid out by day on a calendar widget, and choose which categories appear on it — independent from the category order in the app. Tags can be edited after the fact and used to search and filter your history. Recording, CSV import and export, widgets and search stay free. ◆ Private. Everything you record stays on your device. No account, no sign-in, no server of ours to send it to. (The only outbound request is to the European Central Bank's public exchange-rate file, and only when you convert currencies.) A household ledger is not something to be good at. It is something to keep. Start by simply knowing what you spent. Kakeibo is free to use. The free version shows ads. This app helps you record spending. It does not provide financial, investment, tax, accounting or legal advice.