Comparison

CBS GO vs Virtual Pag

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBS GO

Features
Read full description

You don't need to visit a CBS branch to open a CBS Savings Account. Open a CBS Savings Account anytime and anywhere you may be with CBS GO Mobile App. With any of the following government-issued IDs plus your perfect selfie you are ready to grab that Savings Account in minutes! Philippine Passport Social Security System (SSS) Card Unified Multi-Purpose Identification (UMID) Card Land Transportation Office (LTO) Driver’s License ID Professional Regulatory Commission (PRC) ID Philsys ID Professional Regulation Commission (PRC) Comelect Voter’s ID There is nothing better than being able to do your banking whenever you want in the safest, highly secure, and most reliable way. Download Now! For more information visit www.cbs.com.ph

About

Virtual Pag

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

Highlights
  • View savings and MP2 records
  • Monitor loan balances
  • Track payments
  • Apply for short-term loans
  • Online payment options
  • Check loan status
Features
Read full description

The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.

Screenshots

CBS GO4 screens
Virtual Pag4 screens

Verdict

The call

CBS GO and Virtual Pag are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
CBS GO versus Virtual Pag: the parameters behind the verdict, then further details
ParameterCBS GOVirtual Pag
PriceFreeFree
Rating—2.9 (14 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—14 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size50 MB147 MB
Age rating4+4+
DeveloperChina Bank Savings, Inc.Pag-IBIG Fund

In-app purchases

None

CBS GO

No in-app purchases

None

Virtual Pag

No in-app purchases

Questions

Is CBS GO free?
CBS GO is free to download, with no in-app purchases.
Is Virtual Pag free?
Virtual Pag is free to download, with no in-app purchases.
Do CBS GO or Virtual Pag have ads?
Neither CBS GO nor Virtual Pag shows ads.
Which is updated more often, CBS GO or Virtual Pag?
CBS GO ships an update every 2 months, and Virtual Pag every 2 months. Most recently, CBS GO was updated on October 17, 2026 and Virtual Pag on October 24, 2026.

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