Comparison

CCFCU CardNav vs BillsWaka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CCFCU CardNav

Manage your debit card with this app. Instantly turn your card on or off, set spending limits, and receive transaction alerts. Take full control of your card's usage and security.

Highlights
  • Turn card on/off
  • Control card usage locations
  • Receive transaction alerts
  • Set spending limits
  • Manage transactions
Features
Read full description

Cherokee County FCU CardNav puts you in control of your debit card. You can turn your card on or off, control where it can be used, receive alerts, set spending limits, and manage transactions. Download our app today!

About

BillsWaka

Features
Read full description

Bills Waka is a secure and easy-to-use Nigerian app that lets you convert airtime to cash, buy affordable data bundles, top up airtime, pay electricity and cable bills, manage internet plans, and fund your wallet — all in one place. Enjoy fast transactions, detailed receipts, and support for all major networks and billers across Nigeria. Trusted by thousands, Bills Waka is built to make daily payments seamless and reliable.

Screenshots

CCFCU CardNav4 screens
BillsWaka4 screens

Verdict

The call

CCFCU CardNav and BillsWaka are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CCFCU CardNav ships an update every 3 months, BillsWaka every 2 months. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

ScorecardNo meaningful differences
CCFCU CardNav versus BillsWaka: the parameters behind the verdict, then further details
ParameterCCFCU CardNavBillsWaka
PriceFreeFree
Rating4.8 (14 ratings) — better—
Number of ratings14 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size78 MB33 MB
Age rating4+4+
DeveloperCherokee County Federal Credit UnionTechibytes Media LLC

In-app purchases

None

CCFCU CardNav

No in-app purchases

None

BillsWaka

No in-app purchases

Questions

Is CCFCU CardNav free?
CCFCU CardNav is free to download, with no in-app purchases.
Is BillsWaka free?
BillsWaka is free to download, with no in-app purchases.
Do CCFCU CardNav or BillsWaka have ads?
Neither CCFCU CardNav nor BillsWaka shows ads.
Which is updated more often, CCFCU CardNav or BillsWaka?
CCFCU CardNav ships an update every 3 months, and BillsWaka every 2 months. Most recently, CCFCU CardNav was updated on October 24, 2026 and BillsWaka on October 9, 2026.

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