Comparison

Plumter Business vs Zap by Paystack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plumter Business

Facilitate seamless global payments to suppliers and trading partners. Send money internationally from your local currency at competitive rates and with high speed. Manage your business's international transactions efficiently.

Highlights
  • Global supplier payments
  • Send money internationally
  • Local currency to foreign currency
  • Competitive exchange rates
  • Fast transaction speeds
  • Hassle-free international transfers
Features
Read full description

Plumter helps businesses pay suppliers globally. Easily send money from your local currency to your suppliers and trading partners around the world without hassle, at the best possible rates, and at the fastest possible speed!

About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Screenshots

Plumter Business4 screens
Zap by Paystack4 screens

Verdict

The call

The clearest difference is rating: Plumter Business at 5.0 against Zap by Paystack's 4.3. Plumter Business also leads on ads (none vs shown) and monetization model (free vs ad-supported). Zap by Paystack's advantage is ratings volume (24 vs 3). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plumter Business holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Zap by Paystack has 24 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Plumter Business ships an update fortnightly, Zap by Paystack every 2 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Plumter Business versus Zap by Paystack: the parameters behind the verdict, then further details
ParameterPlumter BusinessZap by Paystack
PriceFreeFree
Rating5.0 (3 ratings) — better4.3 (24 ratings)
Positive reviews—61.5% of reviews
Number of ratings324 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size55 MB59 MB
Age rating4+17+
DeveloperPlumter LabsPaystack Payments Limited

Customer experience

Plumter Business

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Zap by Paystack

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

In-app purchases

None

Plumter Business

No in-app purchases

None

Zap by Paystack

No in-app purchases

Questions

Is Plumter Business free?
Plumter Business is free to download, with no in-app purchases.
Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Which has better reviews, Plumter Business or Zap by Paystack?
Plumter Business is rated higher. Plumter Business averages 5.0 out of 5 from 3 ratings, while Zap by Paystack averages 4.3 from 24 ratings.
Do Plumter Business or Zap by Paystack have ads?
Zap by Paystack shows ads; Plumter Business does not.
Which is updated more often, Plumter Business or Zap by Paystack?
Plumter Business ships an update fortnightly, and Zap by Paystack every 2 weeks. Most recently, Plumter Business was updated on October 21, 2026 and Zap by Paystack on October 24, 2026.

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