Comparison

複利Magic! vs Accumulate+ Compound Interest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

複利Magic!

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少ない操作でカンタン複利の計算! 元金と毎月積み立てた金額の複利を計算します 1ヶ月毎の利息と合計を表示します

About

Accumulate+ Compound Interest

Features
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See exactly how your savings grow, and compare your options side by side. Accumulate+ is a compound interest calculator built for long-term investors. Enter your starting amount, expected annual return, regular contribution (monthly or yearly) and time horizon, and the app instantly charts how your wealth compounds year by year. Save each scenario as a record, then compare records or combine them into one total. 【Key Features】 ■ Compound Interest Calculator • Instant results from principal, contributions, return rate and years • Monthly or yearly contributions • Charts that separate what you put in from what you earned ■ Quick Setup • One-tap presets for 401(k) and Roth IRA to get started in seconds • Adjust any value afterwards to match your own plan ■ Compare (up to 3 scenarios) • Put different return rates, contributions or timeframes side by side • Charts and a summary table make the differences obvious • Find the plan that gets you to your goal ■ Combine • Stack several records into one chart to see your total across accounts • Great for 401(k) + IRA + brokerage, or several savings goals at once ■ Withdrawal Planning • Model drawing down your savings by a fixed amount or a fixed rate • See how long your money lasts and how the balance changes each year ■ Year-by-Year Table • Every year's total principal, interest, balance and return • Show your age and the calendar year alongside each row ■ Made for iPhone and iPad • On iPad, your records, chart and table sit side by side. No switching screens • Live preview while you create or edit a record on iPad • Dark Mode, large text sizes and VoiceOver supported 【Perfect For】 • Retirement savings: 401(k), IRA, Roth IRA and brokerage accounts • Financial independence and early retirement (FIRE) planning • Dollar-cost averaging: seeing what steady monthly investing adds up to • Saving toward a goal such as a home, college or an emergency fund • Teaching (or learning) how compound interest really works 【Why Accumulate+】 • Clean, focused interface. No sign-up, no account required • A handful of inputs. The app handles the math • Clear charts backed by detailed tables • Free to use. Focus Mode hides ads for a while after you watch one Start with what you have, stay consistent, and let time do the heavy lifting. Download Accumulate+ and see where your plan takes you. Note: This app provides calculations for educational purposes only and does not constitute financial advice. Returns are not guaranteed. Please consult a qualified financial advisor for personalized guidance.

Screenshots

複利Magic!4 screens
Accumulate+ Compound Interest4 screens

Verdict

The call

The clearest difference is ads: 複利Magic! at none against Accumulate+ Compound Interest's shown. Accumulate+ Compound Interest's advantage is update cadence (every 10 days vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

複利Magic! ships an update every 3 months, Accumulate+ Compound Interest every 10 days. The most recent releases landed on October 3, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 4 level
複利Magic! versus Accumulate+ Compound Interest: the parameters behind the verdict, then further details
Parameter複利Magic!Accumulate+ Compound Interest
PriceFreeFree
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad — better
Requires iOS16.216.0 — better
Further details — not scored
Size1 MB11 MB
Age rating4+4+
DeveloperShusuke HaramotoHIROSHI TANABE

In-app purchases

None

複利Magic!

No in-app purchases

None

Accumulate+ Compound Interest

No in-app purchases

Questions

Is 複利Magic! free?
複利Magic! is free to download, with no in-app purchases.
Is Accumulate+ Compound Interest free?
Accumulate+ Compound Interest is free to download, with no in-app purchases.
Do 複利Magic! or Accumulate+ Compound Interest have ads?
Accumulate+ Compound Interest shows ads; 複利Magic! does not.
Which is updated more often, 複利Magic! or Accumulate+ Compound Interest?
複利Magic! ships an update every 3 months, and Accumulate+ Compound Interest every 10 days. Most recently, 複利Magic! was updated on October 3, 2026 and Accumulate+ Compound Interest on September 29, 2026.

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