Comparison

Home Expense Tracker & Manager vs Sternly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Home Expense Tracker & Manager

Manage your finances by tracking and categorizing spending to identify areas for savings. This budget planner offers a clear interface to monitor income and expenses, helping you stay on track with your financial goals.

Highlights
  • Free money tracking
  • Vibrant display
  • Interactive graphs
  • Unlimited expense categorization
  • Budget report scanning
  • Monthly history sorting
  • Expense report sharing
Features
Read full description

Home Expense Manager & Budget is your all-in-one personal finance app — designed to help you track every rupee, dollar, or euro you earn and spend, so you always know where your money goes. Track Income & Expenses Log every transaction in seconds. Choose from preset categories or create your own. View your full history at a glance, filter by date or category, and stay in complete control of your daily spending. Budget Manager Set monthly spending limits for each category and watch your budget in real time. Get a clear picture of where you're overspending before it's too late — and build better money habits one month at a time. Multiple Wallets Manage cash, bank accounts, and digital wallets all in one place. Each wallet tracks its own balance separately, giving you a precise view of your finances across every account. Debt Tracker Never forget who owes you money — or who you owe. Log debts, track repayments, and mark them settled when done. Supports both "I owe" and "They owe me" scenarios. Savings Goals Set a savings target, track contributions, and watch your progress grow. Whether you're saving for a vacation, a gadget, or an emergency fund — your goals stay front and centre. Export to CSV Download your full transaction history as a clean spreadsheet with one tap. Perfect for budgeting in Excel, sharing with a partner, or keeping records for tax season. Multiple Currencies Choose your default currency from 180+ countries. All amounts are displayed in your preferred symbol throughout the app. Why Home Expense Manager? • No login required — all data stored privately on your device • Works completely offline — your finances never leave your phone • Clean, intuitive design — add a transaction in under 5 seconds • Biometric App Lock — protect your data with Face ID, Touch ID, or PIN • Dark mode support • Pro plan available — removes ads and unlocks unlimited CSV exports Download Home Expense Manager & Budget and take control of your money today. --- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://developermeow.s3.amazonaws.com/privacy-policy.html Customer Support: Have questions or feedback? Contact us at codebusterappstore@gmail.com

About

Sternly

Build and maintain positive habits with a focus on daily consistency. Track progress, grow streaks, and stay motivated through a simple, no-fluff interface. Unlock achievements and utilize a library of pre-set or custom habits.

Highlights
  • Daily habit tracking
  • Streak tracking
  • Progress calendar
  • Achievements
  • Habit library
  • Custom habits
Features
Read full description

Sternly helps you build the habits that matter — and actually stick to them. Pick the habits you want to master. Check them off every day. Watch your streaks grow. Stay motivated with progress tracking, achievements, and a daily score that keeps you honest. No fluff. No overwhelm. Just you, your habits, and the discipline to show up every single day. FEATURES - Track your daily habits — start small, grow over time - Daily score and completion ring - Streak tracking — never break the chain - Weekly, monthly and all-time progress calendar - 28 achievements to unlock - 50+ habit library across 5 categories - Create custom habits with your own icons

Screenshots

Home Expense Tracker & Manager4 screens
Sternly4 screens

Verdict

The call

The clearest difference is in-app purchases: Sternly at none against Home Expense Tracker & Manager's 3. Sternly also leads on rating (5.0 vs 4.7). Home Expense Tracker & Manager's advantage is update cadence (weekly vs every 5 months) and ratings volume (3 vs 1). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Home Expense Tracker & Manager sells 3 in-app purchases, starting at $1.99 per 7 days. Sternly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Sternly holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Home Expense Tracker & Manager ships an update weekly, Sternly every 5 months. The most recent releases landed on October 20, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
Home Expense Tracker & Manager versus Sternly: the parameters behind the verdict, then further details
ParameterHome Expense Tracker & ManagerSternly
PriceFreeFree
Rating4.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings3 — better1
Update frequencyWeekly — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size30 MB36 MB
Age rating4+4+
DeveloperIhsan UllahSambodh Choudhary

Customer experience

Home Expense Tracker & Manager

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Sternly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Home Expense Tracker & Manager

Subscriptions3
  • $1.99 / Weekly$1.997 Days
  • $6.99 / Monthly$6.991 Month
  • $34.99 / Yearly$34.991 Year
None

Sternly

No in-app purchases

Questions

Is Home Expense Tracker & Manager free?
Home Expense Tracker & Manager is free to download, with in-app purchases available.
Is Sternly free?
Sternly is free to download, with no in-app purchases.
Which has better reviews, Home Expense Tracker & Manager or Sternly?
Sternly is rated higher. Home Expense Tracker & Manager averages 4.7 out of 5 from 3 ratings, while Sternly averages 5.0 from 1 ratings.
Do Home Expense Tracker & Manager or Sternly have ads?
Neither Home Expense Tracker & Manager nor Sternly shows ads.
Which is updated more often, Home Expense Tracker & Manager or Sternly?
Home Expense Tracker & Manager ships an update weekly, and Sternly every 5 months. Most recently, Home Expense Tracker & Manager was updated on October 20, 2026 and Sternly on October 1, 2026.

Other comparisons