Comparison

Penpay vs Savvy Bee

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Penpay

Features
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Penpay offers dedicated support for all types of pension payments. You can do the following on our platform: - Fund your pension account - Fund someone elseโ€™s pension account (this could be your staff or even your friend). You can pay on a one-off or recurring basis. You can make payment through the following methods: - USSD - Card (local and international cards are accepted) - Virtual account transfer Etc. All you need is your RSA pin (you can enroll if you do not have one yet).

About

Savvy Bee

Features
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Savvy Bee is a comprehensive financial literacy and management mobile application. The app combines educational content, financial tools, and banking services to help users improve their financial health through gamified learning experiences.

Screenshots

Penpay4 screens
Savvy Bee4 screens

Verdict

The call

The clearest difference is update cadence: Savvy Bee at weekly against Penpay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Penpay ships an update monthly, Savvy Bee weekly. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

Scorecard1 real difference ยท 5 level
Penpay versus Savvy Bee: the parameters behind the verdict, then further details
ParameterPenpaySavvy Bee
PriceFreeFree
Update frequencyMonthlyWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.015.0
Further details โ€” not scored
Size36 MB102 MB
Age rating4+17+
DeveloperAwabah LTDSavvy Bee

In-app purchases

None

Penpay

No in-app purchases

None

Savvy Bee

No in-app purchases

Questions

Is Penpay free?
Penpay is free to download, with no in-app purchases.
Is Savvy Bee free?
Savvy Bee is free to download, with no in-app purchases.
Do Penpay or Savvy Bee have ads?
Neither Penpay nor Savvy Bee shows ads.
Which is updated more often, Penpay or Savvy Bee?
Penpay ships an update monthly, and Savvy Bee weekly. Most recently, Penpay was updated on October 2, 2026 and Savvy Bee on October 1, 2026.

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