Penpay vs Olie Vault

Penpay offers dedicated support for all types of pension payments. You can do the following on our platform: - Fund your pension account - Fund someone else’s pension account (this could be your staff or even your friend). You can pay on a one-off or recurring basis. You can make payment through the following methods: - USSD - Card (local and international cards are accepted) - Virtual account transfer Etc. All you need is your RSA pin (you can enroll if you do not have one yet).

Olie Vault is a members-only experience for people who want more control over their money: a separate place from your everyday app, built around Bitcoin and digital dollars. Vault brings together advanced security, full transparency, money movement, and earning potential for your BTC and USDC, with dedicated accounts for your goals and for the people you care about, all in one membership. • BITCOIN, KEPT PROPERLY Receive Bitcoin on a fresh address every time, follow your balance over time, and send on the Bitcoin network with the amount in BTC or in dollars and the network fee in plain view. • YOUR DIGITAL DOLLARS (USDC) Hold your balance in digital dollars and protect your purchasing power. Your net worth and balances are always in view, and hidden with a single tap. • MOVE MONEY WITH CONFIDENCE Send to a crypto address, to an .eth name, or to an external account. Scan a QR, keep your contacts, and review amount, fee, and total on one confirmation screen. • GET PAID FROM ANYWHERE Receive funds from abroad and have them land in your Vault as digital dollars. • GROW: PUT YOUR CASH TO WORK Move USDC into Grow and earn on-chain through the Morpho protocol. Withdraw whenever you want, subject to network conditions and available liquidity. Returns vary and are not guaranteed. • A DEDICATED ACCOUNT FOR EVERY GOAL Give each goal an account of its own: a trip, an emergency fund, a home. Each with its own name, icon, target amount, and receiving address. Watch it fill. • FOR THE PEOPLE YOU CARE ABOUT Set money aside for someone in a dedicated account, or decide who receives what if your account goes untouched for a long time. We verify identity before anything is handed over. • LAYERED SECURITY Sign in with a password, an emailed code, or a passkey. Verify your trusted devices with a 6-digit code, and approve withdrawals with an extra confirmation step. • YOUR ACTIVITY, IN ORDER History you can filter by account, type, date, and status, a receipt for every movement, and the day's exchange rate with its 30-day trend. • OLIE CONCIERGE A dedicated line for everything about your Vault, available 24/7. Olie Vault is for verified members aged 18 and over. Download it and hold your wealth with the control and privacy it deserves.