Penpay vs Vector Strategy Engine

Penpay offers dedicated support for all types of pension payments. You can do the following on our platform: - Fund your pension account - Fund someone else’s pension account (this could be your staff or even your friend). You can pay on a one-off or recurring basis. You can make payment through the following methods: - USSD - Card (local and international cards are accepted) - Virtual account transfer Etc. All you need is your RSA pin (you can enroll if you do not have one yet).

Vector turns the market into one clear decision each month: how much to invest, without FOMO or panic. The engine compares price with its recent highs and places you in one of four levels: Base, Pulse, Boost or Deep. The further the market falls, the more your plan adds. When it rises, it stays calm. HOW IT WORKS • Answer three questions: how much you want to invest, over how many years, and how you split BTC, ETH and SOL. • See your plan with your own numbers and hypothetical scenarios you can edit. • Each month, in your decision window, Vector tells you how much to invest and why. • Log the decision and build your discipline history. WHAT VECTOR DOES NOT DO It does not buy or sell crypto. It does not hold your funds, keys or seed phrases. It does not connect to exchanges or wallets. Your data stays on your iPhone, protected by Face ID, with optional encrypted iCloud backup. No accounts and no personal data: only anonymous usage metrics to improve the app. FREE AND PRO Onboarding, the engine and your first decisions are free. Vector Pro unlocks every feature with a one-time purchase, no subscription. Vector is a discipline tool, not financial advice. Scenarios are hypothetical and do not guarantee results. Investing in crypto assets carries risk of loss.