Ammer Pay vs LubyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ammer Pay
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The Ammer Pay POS Application is the companion app for those who want to accept digital asset payments directly on their mobile phone from Ammer Wallet or Ammer Card owners. It provides both the ability to directly enter a sale amount or to use the built in menu function to generate an order based on the selected items.
LubyPay
This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to provide financial freedom.
- Secure cashless payments
- Free multi-currency wallet
- Instant fund addition
- Send and request money
- Money transfer services
- Virtual card issuance
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Screenshots
Verdict
The clearest difference is update cadence: LubyPay at weekly against Ammer Pay's every 5 weeks. LubyPay also leads on iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ammer Pay ships an update every 5 weeks, LubyPay weekly. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.
| Parameter | Ammer Pay | LubyPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 35 MB | 70 MB |
| Age rating | 4+ | 17+ |
| Developer | Ammer Technologies AG | LubyAll LLC |
In-app purchases
Ammer Pay
No in-app purchases
LubyPay
No in-app purchases









