PayPilot vs Scallop

PayPilot is a benefits and reimbursements management application developed by Nayax Ltd. for Nayax employees and authorized partners. Built around the Nayax Card, PayPilot demonstrates Nayax’s advanced card-based benefits solution, showcasing how organizations can distribute employee benefits and reimbursements in a secure, controlled, and flexible way. The Nayax Card is accepted at selected, company-approved merchants worldwide, enabling modern, policy-driven spending through Nayax’s global payment infrastructure. PayPilot provides a clear and user-friendly experience for viewing balances, tracking transaction activity, and managing spending - while ensuring alignment with company-defined rules and responsible usage.

You earn in one currency, spend in another, and manage both across too many apps. Scallop is a global digital wallet and multi-currency account with one unified balance across your currencies and digital assets. Hold, convert, send, receive, and spend across 52+ currencies from a single account. Built for freelancers, remote workers, expats, and anyone who moves money across borders. Spend globally, from any asset Create virtual debit cards and top them up instantly using any available asset in your balance. Fund your card with fiat, stablecoins, or digital assets without manual conversion steps. Send and receive international transfers Send money abroad and receive funds through local accounts in EUR, GBP, USD, and AED, or via regional payment methods. Pay like a local, without a local bank account Use QR payment networks like PIX, QRPH, Yape, and VietQR directly from your balance. Make instant local payments wherever you are. Stay connected when you travel Buy and activate travel eSIM data plans in the app. Choose global, regional, or country-specific plans: no SIM swaps, no roaming charges. Key features •⁠ ⁠Multi-currency wallet with 52+ currencies, stablecoins, and digital assets •⁠ ⁠Unified balance across currencies and digital assets •⁠ ⁠Instant currency exchange between supported assets •⁠ ⁠Virtual debit cards funded by any asset you hold •⁠ ⁠Send money abroad •⁠ ⁠Receive funds via local accounts in EUR, GBP, USD, and AED •⁠ ⁠QR payments via PIX, QRPH, Yape, VietQR, and more •⁠ ⁠Travel eSIM data plans: global, regional, and country-based •⁠ ⁠Transparent rates and fees before every transaction One account. Every currency you need. Payments that work wherever you do.