Comparison

Smartmex vs My Debt Manager & Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smartmex

Features
Read full description

A veces tenemos un control de los créditos que brindamos en una libreta, ¿te has preguntado qué sucedería si se perdiera? SMARTMEX es el aliado que necesitas para llevar control de los abonos y nuevos créditos que brindas. ¡Tu negocio te lo agradecerá! Con SMARTMEX da seguimiento oportuno, ya que guarda el contacto, tiene un calendario para agendar el próximo abono y te brinda un historial completo por cliente. Crea un usuario y contraseña con el que podrás registrar tanto los abonos y créditos brindados como tus gastos por día al realizar tu recorrido de cobranza. Te brindamos seguridad por recaudador y total transparencia en movimientos. Visualiza tus créditos, abonos, gastos y consulta los datos por cada recaudador. ¿Qué encontrarás en SMARTMEX? • Plataforma sencilla y segura para administrar los créditos brindados • Historial en tiempo real de los abonos • Agenda los próximos cobros • Historial por cliente y porcentaje de pago cubierto • Filtra por recaudador • Información actual de cada recaudador • Portabilidad y seguridad ¿Qué porcentaje tiene cubierto mi cliente? SMARTMEX es tu salvación, hazlo todo desde tu dispositivo móvil con tu usuario y contraseña. ¡Descarga SMARTMEX y permítenos ayudarte!

About

My Debt Manager & Tracker

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Highlights
  • Track debts and loans
  • Recurring payment management
  • AI debt stress reduction
  • Multi-currency support
  • Automatic data backup
  • Payment proof uploads
  • Reminder notifications
Features
Read full description

If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!

Screenshots

Smartmex4 screens
My Debt Manager & Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Smartmex at none against My Debt Manager & Tracker's 4. Smartmex also leads on ads (none vs shown) and iOS requirement (12.0 vs 15.6). My Debt Manager & Tracker's advantage is update cadence (every 3 weeks vs every 2 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. Smartmex asks for nothing beyond the download.

UpkeepUpdate frequency

Smartmex ships an update every 2 months, My Debt Manager & Tracker every 3 weeks. The most recent releases landed on September 28, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Smartmex versus My Debt Manager & Tracker: the parameters behind the verdict, then further details
ParameterSmartmexMy Debt Manager & Tracker
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—7 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.6
Further details — not scored
Size17 MB128 MB
Age rating4+17+
DeveloperSamuel BecerrilGHAZALI KABIRU

In-app purchases

None

Smartmex

No in-app purchases

4 purchases

My Debt Manager & Tracker

One-time4
  • 1 month subscription$0.99
  • 3 months subscription$2.99
  • 1 year subscription$4.99
Show 1 more
  • 6 months subscription$5.99

Questions

Is Smartmex free?
Smartmex is free to download, with no in-app purchases.
Is My Debt Manager & Tracker free?
My Debt Manager & Tracker is free to download, with in-app purchases available.
Do Smartmex or My Debt Manager & Tracker have ads?
My Debt Manager & Tracker shows ads; Smartmex does not.
Which is updated more often, Smartmex or My Debt Manager & Tracker?
Smartmex ships an update every 2 months, and My Debt Manager & Tracker every 3 weeks. Most recently, Smartmex was updated on September 28, 2026 and My Debt Manager & Tracker on October 27, 2026.

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