DESACCO vs Etica

This Mobile Application enables SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account - QR Transaction My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.

Enable client to self-onboard in less than 2 minutes and thereafter login to manage their investments funds under the Collective Investment Schemes regulated by the Capital Markets Authority of Kenya with choices from retail funds such as Money Market Fund / Fixed Income Fund / Shariah Fund with as low as KES 100/= (no lock-in periods for these), to high networth fund such as Wealth Fund with minimum from KES 1M ( with lock-in options of 6, 9 or 12 months). Client can also initiate transactions such as deposits, withdrawals, transfers (between funds or to another fund for self or another existing client) and utility payments. Statements can be viewed and / or downloaded from the app instantly 24/7.