Comparison

MonilyPay vs Tip Me

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MonilyPay

Features
Read full description

With a low, low rate% rate - much less than SumUp and Zettle! - Monily lets you keep more of your hard-earned money every time you take a payment with personal service to keep you earning. In fact, Monily is the most cost-effective, flexible way to take payments. With Monily you can: 1. Accept payments on your mobile via the app or Bluetooth card reader 2. Receive a clear daily / weekly / monthly breakdown of your income 3. Get paid directly to your bank 4. Take payments anywhere with our NFC cards or QR cards And it's so quick and easy to sign up to Monily that you can get working in minutes - and we'll give you a free card reader too! We are always available via email allan@moni.ly or Kevin@moni.ly who are happy to help!

About

Tip Me

Features
Read full description

Take absolute control of your hard-earned income and optimize your cash flow with Tip Me: Pro, the ultimate personal financial utility built specifically for tip-earning professionals. Whether you operate as a waiter, bartender, delivery driver, taxi chauffeur, or beauty specialist, tracking your volatile shift earnings can be chaotic. Tip Me: Pro replaces unreliable mental math and messy paper logs with a streamlined, intelligent dashboard designed to monitor every extra dollar, calculate realistic targets, and accelerate your personal financial goals. Your journey toward complete financial clarity begins with a personalized operational setup. Calibrate the system by defining your specific trade, your average monthly tip baseline, and your primary milestone—whether you want to save money systematically, increase your average tips per shift, reduce auxiliary spending, or simply map your raw income patterns. By setting your precise weekly shift volume, the app builds a realistic baseline, ensuring your professional dashboard directly aligns with the realities of your workweek. Log your earnings effortlessly on the move with our high-velocity Add Tip interface. Designed for quick, frictionless input at the end of a busy shift, this module allows you to record transaction amounts using swift preset increments ($1, $5, $10, $20) or exact custom figures. Instantly categorize your earnings by payment method—Cash, Card, or Digital—and append custom operational notes, dates, and timestamps to ensure your accounting remains pristine and accurate. Uncover the true trajectory of your income within the analytical Dashboard and Earnings Trend matrices. Substitute guesswork with raw data by monitoring your live daily, weekly, and monthly cash flow metrics alongside your historical best tip benchmarks. Visualize your financial growth using dynamic trend charts, review comprehensive transaction archives inside the filtered History hub, and isolate shifts that yield the highest returns. Wrapped in a premium deep-navy interface with crisp green highlights, Tip Me: Pro is your essential tool to keep more of what you earn.

Screenshots

MonilyPay4 screens
Tip Me4 screens

Verdict

The call

The clearest difference is in-app purchases: MonilyPay at none against Tip Me's 3. MonilyPay also leads on iOS requirement (12.4 vs 17.0). Tip Me's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tip Me sells 3 one-off in-app purchases. MonilyPay asks for nothing beyond the download.

UpkeepUpdate frequency

MonilyPay ships an update every 3 months, Tip Me fortnightly. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 5 level
MonilyPay versus Tip Me: the parameters behind the verdict, then further details
ParameterMonilyPayTip Me
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPod — betteriPhone
Requires iOS12.4 — better17.0
Further details — not scored
Size17 MB27 MB
Age rating4+4+
DeveloperPay Polli LtdSipma Andela

In-app purchases

None

MonilyPay

No in-app purchases

3 purchases

Tip Me

One-time3
  • Whisper$1.99
  • Tipmixpro$1.99
  • Insights$1.99

Questions

Is MonilyPay free?
MonilyPay is free to download, with no in-app purchases.
Is Tip Me free?
Tip Me is free to download, with in-app purchases available.
Do MonilyPay or Tip Me have ads?
Neither MonilyPay nor Tip Me shows ads.
Which is updated more often, MonilyPay or Tip Me?
MonilyPay ships an update every 3 months, and Tip Me fortnightly. Most recently, MonilyPay was updated on October 8, 2026 and Tip Me on October 24, 2026.

Other comparisons