Comparison

Virtual Pag vs Billeroo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Virtual Pag

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

Highlights
  • View savings and MP2 records
  • Monitor loan balances
  • Track payments
  • Apply for short-term loans
  • Online payment options
  • Check loan status
Features
Read full description

The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.

About

Billeroo

Features
Read full description

Finally! A centralized bills payment platform for Filipinos, anywhere in the world. Billeroo allows you to pay your utility bills and send real-time SSS contributions from anywhere in the world, using local and international payment methods. Never miss a due date again. Install Billeroo today and simplify your life.

Screenshots

Virtual Pag4 screens
Billeroo4 screens

Verdict

The call

The clearest difference is update cadence: Billeroo at fortnightly against Virtual Pag's every 2 months. Virtual Pag's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 18.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Virtual Pag ships an update every 2 months, Billeroo fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Virtual Pag versus Billeroo: the parameters behind the verdict, then further details
ParameterVirtual PagBilleroo
PriceFreeFree
Rating2.9 (14 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings14 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better18.2
Further details — not scored
Size147 MB125 MB
Age rating4+17+
DeveloperPag-IBIG FundAltPayNet Corp.

In-app purchases

None

Virtual Pag

No in-app purchases

None

Billeroo

No in-app purchases

Questions

Is Virtual Pag free?
Virtual Pag is free to download, with no in-app purchases.
Is Billeroo free?
Billeroo is free to download, with no in-app purchases.
Do Virtual Pag or Billeroo have ads?
Neither Virtual Pag nor Billeroo shows ads.
Which is updated more often, Virtual Pag or Billeroo?
Virtual Pag ships an update every 2 months, and Billeroo fortnightly. Most recently, Virtual Pag was updated on October 25, 2026 and Billeroo on October 24, 2026.

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