MICB Token vs ECBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MICB Token
Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.
- Secure authentication
- Transaction authorization
- Cross-device mobility
- Push notifications
- Biometric/PIN login
- Online and offline modes
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The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.
ECBank
Manage your banking needs with a simple and intuitive mobile app. Access all your bank products, track transactions, and make IBAN transfers easily. Enjoy a personalized interface and multi-language support.
- Intuitive and simple interface
- Flexible account management
- IBAN money transfers
- Multi-language support (Romanian, Russian, English)
- Customizable home screen widgets
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Bun venit în ECBank - banking de pe canapea Descoperă o experiență bancară simplă și intuitivă cu ECBank, aplicația mobilă de banking care îți ușurează viața. Cu ECBank, ai la îndemână toate produsele tale bancare, oriunde te-ai afla, la un click distanță! Puncte Cheie: Simplu, Sigur și Intuitiv: Încearcă și tu cel mai bun serviciu bancar cu o interfață simplă și prietenoasă. Alege ce vrei să vezi pe pagina principală anume tu, închizînd și deschizînd widget-uri pe placul tău. Gestionare Flexibilă a Conturilor: Administrează conturile cu ușurință, urmărește tranzacțiile și fii mereu la curent cu finanțele tale datorită aplicației. Transferuri IBAN: ECBank îți oferă posibilitatea să transferi bani către orice cont din țară. Accesibilitate: Bucură-te de interfețe adaptate pentru 3 limbi (română, rusă și engleză) Inovația Continuă: Rămâi cu ochii pe noi căci înainte te așteaptă încă multe lucruri utile și plăcute. ECBank își propune să îți ofere o experiență bancară unică și în continuă evoluție, cu funcționalități inovative și intuitive. Cum să Începi? Devino client ECB, descarcă aplicația și bucură-te de cel mai tare banking la distanță. ECBank - experiență simplă, mereu la îndemână Descarcă Acum
Screenshots
Verdict
The clearest difference is update cadence: ECBank at every 3 weeks against MICB Token's every 13 months. ECBank also leads on rating (5.0 vs 4.7). MICB Token's advantage is ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ECBank holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MICB Token has 7 ratings behind it against 1, so its average is the more settled of the two.
MICB Token ships an update every 13 months, ECBank every 3 weeks. The most recent releases landed on October 4, 2026 and September 25, 2026 respectively.
| Parameter | MICB Token | ECBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 13 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 16 — better | 16.4 |
| Further details — not scored | ||
| Size | 13 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | BC Moldindconbank S.A. | BC "EuroCreditBank" S.A. |
Customer experience
MICB Token
ECBank
In-app purchases
MICB Token
No in-app purchases
ECBank
No in-app purchases
