MICB Token vs Bani2Bani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MICB Token
Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.
- Secure authentication
- Transaction authorization
- Cross-device mobility
- Push notifications
- Biometric/PIN login
- Online and offline modes
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The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.
Bani2Bani
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Bani2Bani brings currency rates directly to your iPhone screen. No need to open the app - see main rates instantly in the widget.
Screenshots
Verdict
The clearest difference is iOS requirement: MICB Token at 13.0 against Bani2Bani's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MICB Token ships an update every 13 months, Bani2Bani every 8 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.
| Parameter | MICB Token | Bani2Bani |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 13 months | Every 8 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 16 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | BC Moldindconbank S.A. | Dobrea Vladislav |
In-app purchases
MICB Token
No in-app purchases
Bani2Bani
No in-app purchases
Questions
Is MICB Token free?
Is Bani2Bani free?
Do MICB Token or Bani2Bani have ads?
Which is updated more often, MICB Token or Bani2Bani?
Other comparisons
