NAAHL vs Smart Log On
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NAAHL
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NAAHL is the only national association that brings together banks, CDFIs and other capital providers for affordable housing and inclusive neighborhood revitalization.
Smart Log On
Securely log in to accounts without passwords using behavioral modeling and multi-factor authentication. Authorize requests in real-time from your registered device, with an offline option for authentication.
- Passwordless login
- Behavioral modeling
- Multi-Factor Authentication (MFA)
- Real-time authorization
- Offline authentication option
- Risk-based authentication
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Experience the passwordless identity authentication for log-ons using the Smart Log On. It uses behavioral modeling and Multi Factor Authentication (MFA), adding extra security to authorize each authentication request in real-time through the registered device. With the TOTP option, you can authenticate eligible device even when it’s offline. Smart Log On analyzes each log-on and/or transaction using the risk based Cognitive Continuous Authentication™ platform, giving the added control and identity protection. Smart Log On works with multi-factor intelligence platform provided by SecureAuth Corporation.
Screenshots
Verdict
The clearest difference is iOS requirement: NAAHL at 14.1 against Smart Log On's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NAAHL ships an update every 2 months, Smart Log On monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | NAAHL | Smart Log On |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (26 ratings) — better |
| Positive reviews | — | 25.0% of reviews |
| Number of ratings | — | 26 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 14.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 70 MB | 26 MB |
| Age rating | 17+ | 4+ |
| Developer | National Association of Affordable Housing Lenders | Acceptto Corporation |
In-app purchases
NAAHL
No in-app purchases
Smart Log On
No in-app purchases
