Comparison

FSIBL FirstCash vs BASIC i

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSIBL FirstCash

This mobile financial service app allows users to perform various banking transactions, including payments, fund transfers, and bill settlements. It offers features like cash-in/out, mobile recharge, and account management, all secured with multi-factor authentication.

Highlights
  • Customer to Business and Merchant payment
  • Government to Customer payment
  • Add money from Bank/Card
  • Cash in/Cash out
  • P2P Fund Transfer
  • Utility Bill Payment
  • Mobile Balance recharge
  • Account Statement Download
Features
Read full description

First Security Islami Bank Limited (FSIBL) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank Limited is a Shari’ah based bank. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 8740.99 million and authorized capital is Tk. 10,000.00 million. FSIBL is now having 199 branches and 190 ATMs across Bangladesh. The Incorporation date of FSIBL is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIBL delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIBL is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FirstCash, is the sole application of FSIBL, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Financial Service Application (FirstCash). FSIBL has a rich service delivery system and a strong IT backbone with individual Team such as CBS, DBA, System & Hardware, ATM, Network, Security and Software Unit and FinTech Team. FSIBL has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and then sign on with provided User ID and Password. What’s in this Application? Customer to Business and Merchant payment Government to Customer payment, disbursement of grants, stipends etc. Add money from Bank Add money from Card Cash in (Refill) Cash out (Withdraw) Education/School fees Payment P2P (Customer to Customer Fund Transfer) Credit Card Bill Payment Utility Bill Payment Customer to Business and Merchant payment Mobile Balance recharge of all Telco in Bangladesh Transfer to bKash Transfer to Nagad Cheque Book Requisitioning Card requisition Card PIN requisition Foreign Remittance withdrawal Balance check and Mini Statement/Account Statement Download option Merchant payment/any payment with QR code/without QR code SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. ©2021 FSIBL CLOUD, Inc. First Security Islami Bank Limited.

About

BASIC i

Features
Read full description

Basic Bank Limited has brought digital On boarding solution “Basic i-Account” iOS app. By using this app anyone having a Bangladeshi valid NID can open a bank account anywhere from his/her mobile/Tab/laptop at any time. Benefits of Basic i-Account app: - Customer can open a bank account instantly anytime, from anywhere in Bangladesh - No need to visit the bank branch for opening an account - Request for chequebook/Debit Card through app Requirements: - Good lighting environment while taking picture of applicant, nominee or guardian with full face visibility - Original NID/Smart Card of the Applicant and Nominee - Nominee photo and ID document type (NID/Passport/Birth Certificate). - Guardian NID and photo (If Nominee is Minor) - Scanned Copy of Applicant's e-TIN (If applicable) You will have a very easy to use experience from the app. So download it right now and open your account today.

Screenshots

FSIBL FirstCash4 screens
BASIC i4 screens

Verdict

The call

The clearest difference is update cadence: FSIBL FirstCash at monthly against BASIC i's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FSIBL FirstCash ships an update monthly, BASIC i every 6 months. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 9 level
FSIBL FirstCash versus BASIC i: the parameters behind the verdict, then further details
ParameterFSIBL FirstCashBASIC i
PriceFreeFree
Rating4.8 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.012.0
Further details — not scored
Size61 MB36 MB
Age rating4+4+
DeveloperFirst Security Islami Bank LimitedBASIC Bank Limited

In-app purchases

None

FSIBL FirstCash

No in-app purchases

None

BASIC i

No in-app purchases

Questions

Is FSIBL FirstCash free?
FSIBL FirstCash is free to download, with no in-app purchases.
Is BASIC i free?
BASIC i is free to download, with no in-app purchases.
Do FSIBL FirstCash or BASIC i have ads?
Neither FSIBL FirstCash nor BASIC i shows ads.
Which is updated more often, FSIBL FirstCash or BASIC i?
FSIBL FirstCash ships an update monthly, and BASIC i every 6 months. Most recently, FSIBL FirstCash was updated on September 9, 2026 and BASIC i on September 17, 2026.

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