Comparison

Simrik mBank vs Punja Saving iSmart

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Simrik mBank

Features
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Simrik mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Simrik mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Simrik mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Simrik mBank accounts faster and securely via internet. Simrik mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Simrik mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Simrik mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Simrik mBank, and you need to subscribe to the Simrik mBank Banking Service. This app helps you to pay multiple utility payments through the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Simrik mBank Simrik mBank is leading Payment Service Provider. Simrik mBank is leading fin-tech company in Nepal.

About

Punja Saving iSmart

Read full description

Punja Saving iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

Screenshots

Simrik mBank4 screens
Punja Saving iSmart4 screens

Verdict

The call

The clearest difference is update cadence: Simrik mBank at every 6 weeks against Punja Saving iSmart's every 13 months. Simrik mBank also leads on device support. Punja Saving iSmart's advantage is iOS requirement (12.1 vs 15.6). On price and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simrik mBank ships an update every 6 weeks, Punja Saving iSmart every 13 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

Scorecard3 real differences ยท 3 level
Simrik mBank versus Punja Saving iSmart: the parameters behind the verdict, then further details
ParameterSimrik mBankPunja Saving iSmart
PriceFreeFree
Update frequencyEvery 6 weeks โ€” betterEvery 13 months
AdsNoโ€”
In-app purchasesNoNo
DevicesiPhone, iPod โ€” betterโ€”
Requires iOS15.612.1 โ€” better
Further details โ€” not scored
Size437 MB98 MB
Age rating17+17+
DevelopermBank TechnologiesDevanasoft Pvt Ltd

In-app purchases

None

Simrik mBank

No in-app purchases

None

Punja Saving iSmart

No in-app purchases

Questions

Is Simrik mBank free?
Simrik mBank is free to download, with no in-app purchases.
Is Punja Saving iSmart free?
Punja Saving iSmart is free to download, with no in-app purchases.
Which is updated more often, Simrik mBank or Punja Saving iSmart?
Simrik mBank ships an update every 6 weeks, and Punja Saving iSmart every 13 months. Most recently, Simrik mBank was updated on October 24, 2026 and Punja Saving iSmart on October 16, 2026.

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