HSBC Open Wallet vs SilkPass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSBC Open Wallet
Explore the future of digital assets with a secure decentralized identity solution and a non-custody wallet for managing digital assets. This app offers enhanced privacy and a glimpse into next-generation digital asset management.
- Decentralized identity solution (Trusted ID)
- Secure credential sharing and verification
- Non-custody digital asset wallet
- Manage digital assets
- Enhanced privacy controls
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Discover the future of digital assets with HSBC Open Wallet! The app introduces groundbreaking features designed to enhance your digital experience. With HSBC Trusted ID, a decentralized identity solution by HSBC, invited users can create a secure Trusted ID to share and verify encrypted credentials across applications, ensuring enhanced privacy and truest. The app also includes a Non-Custody Wallet, enabling users to securely receive and manage digital assets, offering a glimpse into the possibilities of next-generation digital assets solutions. Join the forefront of Web3 innovation and explore a secure, decentralized world with HSBC Open Wallet. Download now and transform your digital assets experience!
SilkPass
This app allows users to recharge their physical BEIJING PASS cards. It enables cashless payments for travel, shopping, and dining by simply tapping the card. Avoid the hassle of carrying cash for everyday transactions.
- Recharge BEIJING PASS card
- Cashless payments
- Travel payments
- Shopping payments
- Dining payments
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SilkPass may be used recharge the physical BEJING PASS card. You may wipe the BElJING PASS card to pay for traveling, shopping or dining without exchanging cash.
Screenshots
Verdict
The clearest difference is rating: SilkPass at 1.6 against HSBC Open Wallet's 1.0. SilkPass also leads on review sentiment (40% vs 0%) and update cadence (every 4 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SilkPass holds the better App Store score, 1.6 against 1.0. That said, the two scores are not equally well evidenced: SilkPass has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of HSBC Open Wallet's written reviews are positive against 40% of SilkPass's.
HSBC Open Wallet ships an update every 2 months, SilkPass every 4 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | HSBC Open Wallet | SilkPass |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 1.6 (8 ratings) — better |
| Positive reviews | 0.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 262 MB | 51 MB |
| Age rating | 4+ | 17+ |
| Developer | The Hongkong and Shanghai Banking Corporation Ltd. | Beijing Municipal Administration & Communication Card Co., Ltd. |
Customer experience
HSBC Open Wallet
SilkPass
In-app purchases
HSBC Open Wallet
No in-app purchases
SilkPass
No in-app purchases
Questions
Is HSBC Open Wallet free?
Is SilkPass free?
Which has better reviews, HSBC Open Wallet or SilkPass?
Do HSBC Open Wallet or SilkPass have ads?
Which is updated more often, HSBC Open Wallet or SilkPass?
Other comparisons
