Mudaraba | مضاربة vs Qarar | قرار
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mudaraba | مضاربة
This platform connects small and medium-sized businesses seeking debt financing with investors. It facilitates the issuance of Sukuk, which are Shari'a-compliant debt instruments, based on profit-sharing agreements for specific projects.
- Sukuk issuance for SMEs
- Shari'a-compliant financing
- Profit-sharing investment model
- Project-specific funding
- Investor-beneficiary agreements
- Credit assessment tools
Read full descriptionHide full description
Mudaraba is a crowdfunding platform that provides Sukuk (debt instruments) issuance. We enable SMEs to get financed through the debt capital market by adopting Mudaraba framework that is compliant with Shari'a (Islamic laws). Mudaraba Financial Company is a leading crowdfunding platform that uses profit sharing arrangements to close the gap between SMEs that are looking for financing and Investors by issuing Sukuk as a debt instrument. Mudaraba Sukuk are issued based on Mudaraba agreement between the Sukuk owners & beneficiary, issuance proceeds are used to finance a specific project managed by beneficiary & monitored by Mudaraba Financial Company. The Sukuk represents a mass-ownership in the project’s asset, and the achieved profit is distributed according to the participation specified in the agreement while its nominal value is returned from the project at the end of its term. Mudaraba uses state of the art credit assessment and rating tool by Mode Finance who is leading SME rating for bond issuance in Europe.
Qarar | قرار
This app connects real estate developers seeking funding with individuals and companies looking to invest in real estate development. It offers Sharia-compliant investment opportunities in land acquisition and development projects, starting from 1000 SAR.
- Invest directly in real estate projects
- Browse upcoming and available opportunities
- Filter investments by returns and duration
- Review investment details and prospectuses
- Track portfolio performance and returns
- Monitor financial and investment transactions
Read full descriptionHide full description
في قرار نمكن المطور العقاري بالحصول على تمويل ونمكن الافراد والشركات للاستثمار في مجال التطوير العقاري. شركة قرار المالية للتمويل الجماعي تهدف لأن تكون حلقة الوصل بين أصحاب الأراضي والمطورين العقاريين والمستثمرين، وذلك من خلال قيام منصة قرار بطرح أدوات دين ( صكوك ) لتمويل مشاريع المطورين العقاريين وذلك بتوجية التمويل لشراء أصل المشروع ( الأرض ) وتمكين المستثمرين للإستثمار فيها بإستخدام حلول التقنية المالية بطرق شرعية وآمنة والحصول على أوراق مالية تحفظ حقوقهم ( الصكوك ). لماذا قرار: ● متوافقة مع أحكام الشريعة الإسلامية. ● منصة متخصصة في الاستثمار في مجال التطوير العقاري. ● قناة آمنة وفعالة للاستثمار. ● يبدأ الاستثمار بـ 1000 ريال فقط! مزايا التطبيق: ● استثمر مباشرة من خلال التطبيق. ● تصفح الفرص القادمة والتي سيتم طرحها قريبا. ● تصفح الفرص المتاحة لبدأ الاسثمار بها. ● اختر الفرص المناسبة لك من حيث: العوائد، والمدة. ● اقرأ تفاصيل الفرصة الاستثمارية: نشرة الاصدار، تفاصيل المشروع وهيكلتها. ● متابعة آداء محفظتك الاستثمارية وحساب العوائد. ● مراجعة عملياتك المالية والاستثمارية. سجل الآن وابدأ الاستثمار بمبلغ يبدأ من 1,000 ريال سعودي. تخضع شركة منصة قرار للتقنية المالية لأحكام الشريعة الإسلامية ومصرح بها من قبل هيئة السوق المالية.
Screenshots
Verdict
The clearest difference is rating: Qarar | قرار at 5.0 against Mudaraba | مضاربة's 3.6. Mudaraba | مضاربة's advantage is ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qarar | قرار holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Mudaraba | مضاربة has 5 ratings behind it against 1, so its average is the more settled of the two.
Mudaraba | مضاربة ships an update every 3 weeks, Qarar | قرار every 5 weeks. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.
| Parameter | Mudaraba | مضاربة | Qarar | قرار |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 64 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Mudaraba Financial Company | Qarar Fintech Company |
Customer experience
Mudaraba | مضاربة
Qarar | قرار
In-app purchases
Mudaraba | مضاربة
No in-app purchases
Qarar | قرار
No in-app purchases
Questions
Is Mudaraba | مضاربة free?
Is Qarar | قرار free?
Which has better reviews, Mudaraba | مضاربة or Qarar | قرار?
Do Mudaraba | مضاربة or Qarar | قرار have ads?
Which is updated more often, Mudaraba | مضاربة or Qarar | قرار?
Other comparisons
