Mudaraba | مضاربة vs Manafa Business

Mudaraba is a crowdfunding platform that provides Sukuk (debt instruments) issuance. We enable SMEs to get financed through the debt capital market by adopting Mudaraba framework that is compliant with Shari'a (Islamic laws). Mudaraba Financial Company is a leading crowdfunding platform that uses profit sharing arrangements to close the gap between SMEs that are looking for financing and Investors by issuing Sukuk as a debt instrument. Mudaraba Sukuk are issued based on Mudaraba agreement between the Sukuk owners & beneficiary, issuance proceeds are used to finance a specific project managed by beneficiary & monitored by Mudaraba Financial Company. The Sukuk represents a mass-ownership in the project’s asset, and the achieved profit is distributed according to the participation specified in the agreement while its nominal value is returned from the project at the end of its term. Mudaraba uses state of the art credit assessment and rating tool by Mode Finance who is leading SME rating for bond issuance in Europe.

Manafa Business Financing App: A Digital Lending Platform that Offers an Integrated and Automated Financing Experience Serving Businesses and Driving their Growth and Expansion! What does Manafa offer to businesses? • Innovative and Diverse Financing Products: 1. Invoice Financing 2. Letter of Guarantee Financing 3. Purchase Order Financing 4. Payroll Financing • Financing up to 7.5 million SAR • Fast experience with financing deposited within 48 hours • Administrative fees starting from 1% Where innovation meets efficiency, Manafa creates a seamless, fast, and convenient financing experience: Easy Experience: Wherever you are, request your financing needs through your phone Fast Experience: 48 hours and the financing amount is in your account Convenient Experience: Reliable financing align with Shariah complaint How does Manafa contribute to driving your business's growth and expansion? 1- Improving Cash Flow: • Face cash flow challenges with Manafa fast financing 2- Growth and Expansion: • Capture new business opportunities with the support of Manafa financing 3- Reducing Business Risks: • Reduce business risks and meet your commitments with Manafa financing Support your business with financing that achieves its goals, and apply for financing from Manafa, the ideal growth partner in the world of