Mudaraba | مضاربة vs Tanaqul | تناقل

Mudaraba is a crowdfunding platform that provides Sukuk (debt instruments) issuance. We enable SMEs to get financed through the debt capital market by adopting Mudaraba framework that is compliant with Shari'a (Islamic laws). Mudaraba Financial Company is a leading crowdfunding platform that uses profit sharing arrangements to close the gap between SMEs that are looking for financing and Investors by issuing Sukuk as a debt instrument. Mudaraba Sukuk are issued based on Mudaraba agreement between the Sukuk owners & beneficiary, issuance proceeds are used to finance a specific project managed by beneficiary & monitored by Mudaraba Financial Company. The Sukuk represents a mass-ownership in the project’s asset, and the achieved profit is distributed according to the participation specified in the agreement while its nominal value is returned from the project at the end of its term. Mudaraba uses state of the art credit assessment and rating tool by Mode Finance who is leading SME rating for bond issuance in Europe.

The Kingdom of Saudi Arabia and the GCC countries are crowded with startups and small companies, while intensive efforts are being made by governments to support angel investment, crowdfunding, and providing debt instruments to startups and small companies alike. On the other hand, capital of all kinds is rushing to seize the opportunity to enter these promising investments to exit with lucrative profits. Following up on unlisted investments may be a real challenge for investors, and since exiting is an important step in the investment process, we seek through our technical solutions to provide the ability to manage and follow up on your investments and exit them in an automated and secure manner for all parties involved in the process. Which problem that Tanaqul seeks to solve? Many companies aspire to grow by attracting capital through financial technology solutions in the Gulf markets, whether it is angel investment, Venture capital, crowdfunding, or debt instruments such as sukuk and preferred stocks. These solutions attract many investors of all categories, and now there are many financial technology solutions to support companies' efforts to achieve the most appropriate financing method. The problem is that financing process is done by two parties, the investor and the company, and investors suffer from exiting these investments, whatever their type, and it is done in an unsafe manner and causes enormous administrative pressure on the management of companies or investors, which negatively affected the level of investors' demand for these types of investments. Therefore, in order to complete the investment cycle, the Tanaqul App was developed to be the most comprehensive solution for managing and following up on your investments and exiting them in an automated and secure manner for all parties in the process. Services: • Displaying ownerships and the possibility of transferring them. • Following up on company's news. • Attending assemblies and voting. • Displaying company or issuance documents. • Following up on financial indicators and annual financial statements. • Obtaining profits. • Mortgage operations. • Communicating with company or issuance management. • Subscribing to raising capital or selling priority rights. And other services. Who are we? Takaroj is a Saudi financial and technical company specialized in investment clubs, information technology and artificial intelligence, working to create technical solutions to bridge the gaps in investment markets and related services. We serve companies and investors through innovative technical solutions to establish promising investment markets, as we integrate and automate scattered markets through a unified application to facilitate entry and exit from investments for users within the Kingdom of Saudi Arabia and the GCC countries. We promise you an unparalleled experience... Start your journey now and gain complete control of your investments.