Dejabit Wallet vs Valygo

clear Pago is a lightweight mobile application that connects consumers with physical and online merchants. With nominal transaction fees, Pago can be used to quickly and efficiently send, receive, and save money. Our easy-to-use Transaction Gateway enables a wide variety of users (i.e., individuals, businesses, payment processors, point-of-sale systems, etc.) to experience a seamless and cost-efficient payment experience. Pago uses Algorand’s blockchain to enable users to quickly, securely, efficiently, and cheaply send payments worldwide. Pago provides the following key benefits: SIMPLE Pago provides a simple and easy-to-use payment API for conducting transactions between businesses and consumers. Our Transaction Gateway API makes integration easy without the need for smart contracts. Users can also send and request peer-to-peer transfers. TRANSPARENT Pago uses the Algorand public blockchain with a public, decentralized trust model based on the core principles of transparency and security. We utilize ALGOs as a utility token rather than a security token. SCALABLE The platform can scale up to 1,150 transactions per second, thereby supporting a large number of users. Developers can easily connect with existing payment ecosystems or develop novel applications and use cases. SECURE Pago incorporates security at the consensus protocol, network, and user levels. User credentials are secured by the Pago Wallet as well. LOW-COST For peer-to-peer payments, the sender pays a transaction fee of less than 1 cent (USD) per transaction. For retail transactions, merchants pay Pago a transaction fee of 1% of the transaction amount. LIGHTNING-FAST SPEED Pago offers high speed and low latency, with transactions committed and settled in under 5 seconds. ADAPTABLE There are limitless opportunities to pioneer novel blockchain-based payment ecosystems using Pago. Pago also promotes stable coins for global commerce and supports the growth of Algorand’s transaction volume and consumer base. INCLUSIVE Pago aims to expand access to digital payments, savings, and lending to a large portion of the world’s population currently excluded by traditional payment systems. Lack of access to financial services is a leading contributor to poverty, and Pago seeks to enhance inclusiveness and borderless access to secure, reliable payment options. Over the course of future updates, the Pago Wallet will be usable for interest-bearing savings accounts, payment transfers, custom payment systems, remittances, and more. The possibilities are truly endless. Pago is built to power the financial infrastructure of the future through borderless, secure, cost-effective, and real-time digital payments. Join the payment revolution today.

Valygo is your all-in-one account manager for cards, wallets, and everyday money management. View balances, send and receive assets, manage payment cards, and track your activity — all from a clean, secure mobile app. Your finances, simplified. We’ve got you covered. WHY VALYGO? Valygo brings together digital assets, subscription-based banking features, and payment cards in one place. Whether you’re holding VYO, managing wallet balances, or using virtual and physical cards, Valygo helps you stay in control of your money with real-time balances, transaction history, and built-in security. KEY FEATURES • Unified dashboard — See your portfolio at a glance with balances for VYO, PGD, crypto, and linked accounts. • Digital wallets — Manage VYO and PGD wallets, view addresses, copy deposit details, and monitor your holdings across supported networks. • Send & receive — Transfer assets quickly. Share your wallet address or QR code to receive funds on the correct network. • Payment cards — View virtual and physical cards, check card details, freeze or unfreeze cards, and manage card-linked balances (based on your plan). • USD & crypto accounts — Access virtual USD accounts and crypto platform features as your subscription tier allows. • Withdrawals — Send funds to saved beneficiaries with a guided withdrawal flow. • Transaction history — Filter and review incoming, outgoing, and pending transactions in one place. • Subscription plans — Choose Free, Essential, or Premium and unlock features such as virtual accounts, cards, lower fees, and VYO bonus rewards. On iOS, paid plans are purchased through Apple In-App Purchase. • Identity verification (KYC) — Complete secure verification to unlock full account features. • Referral program — Invite friends and earn rewards through Valygo’s referral system. • Notifications — Stay informed about account activity and important updates. • Appearance — Switch between light and dark mode for a comfortable viewing experience. SECURITY YOU CAN TRUST Your account is protected with industry-standard security practices, including two-factor authentication (2FA), biometric unlock on supported devices, and secure session handling. Manage your password and security settings directly in the app. PLANS FOR EVERY NEED Start with the Free plan and upgrade when you’re ready: • Free — Core wallet and account features • Essential — Virtual USD account, virtual card, and enhanced benefits • Premium — Expanded card and account options, premium limits, and higher VYO bonus rates Plan features, fees, and deposit requirements are shown in-app before you subscribe. SUPPORT Need help? Visit Help & Support in the app for FAQs, legal information, and links to our team. You can also reach us at Support@valygo.com. Learn more at valygo.com IMPORTANT INFORMATION Valygo is a financial technology application. Availability of features, cards, accounts, and services may vary by country and subscription plan. Identity verification may be required. Digital asset transfers involve risk, including irreversible transfers — always confirm network and address details before sending funds. Fees, rates, and plan terms apply as displayed in the app. Please review our Terms & Conditions and Privacy Policy before use. Token purchases and other web-only platform features may be available on valygo.com and are separate from this iOS app. Privacy Policy: https://privacypolicy.valygo.com/legal/privacy-policy Terms of Use (EULA): https://valygo.com/app/terms Download Valygo today and take control of your digital finances.