Cash Predict vs Runrate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cash Predict
This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.
- Financial future forecasting
- Debt payoff timelines
- Bill payment feasibility
- Savings goal setting
- Recurrent income/expense scheduling
- Bill reminders
- iCloud sync
- Financial simulations
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Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf
Runrate
This app helps you understand your finances by projecting your future account balances. It focuses on upcoming income and expenses rather than historical data, providing a clear view of your money flow.
- Projected future account balances
- Input recurring bills and income
- Track one-time transactions
- Forward-looking financial overview
- Secure bank account integration
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Runrate is the quick, easy budgeting app people use to understand their finances at a glance. Instead of focusing on categories and historical data, Runrate only looks forward. Simply set up your bank accounts, then input your recurring bills, income, and any one-time transactions. Runrate will project your future account balance, giving you a clear picture of how your money will flow over time. Keep track of bills and see your future money — smart, simple, and secure. To get started, download and open the app, click on the Get Started button, go through the quick tutorial, and enter your email address. An email will be sent to you containing a verification code. Enter the verification code in the app to continue the sign-up process. https://myrunrate.com/privacy-policy?l=en_us https://myrunrate.com/terms-of-use?l=en_us
Screenshots
Verdict
The clearest difference is update cadence: Runrate at every 4 days against Cash Predict's fortnightly. Runrate also leads on chart position (#139 vs unranked) and iOS requirement (18.0 vs 26.0). Cash Predict's advantage is review sentiment (92% vs 77%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cash Predict sells 1 in-app purchase, starting at $9.99 per year and Runrate sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Cash Predict against 4.9 for Runrate. Both are backed by a comparable volume of ratings — 30 and 38 respectively. Written reviews are what separate them: 92% of Cash Predict's written reviews are positive against 77% of Runrate's.
Cash Predict ships an update fortnightly, Runrate every 4 days. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.
| Parameter | Cash Predict | Runrate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) | 4.9 (38 ratings) — better |
| Positive reviews | 92.3% of reviews — better | 76.9% of reviews |
| Number of ratings | 30 | 38 — better |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | — | #139 — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 18.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Softgroup Technology LLC | Runrate LLC |
Customer experience
Cash Predict
Runrate
In-app purchases
Cash Predict
- Plus$9.991 Year
Runrate
- Runrate Starter$6.991 Month
- Runrate Plus$9.991 Month
- Runrate Pro$19.991 Month
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- Runrate Starter$59.991 Year
- Runrate Plus$89.991 Year
- Runrate Pro$189.991 Year






