Comparison

Cash Predict vs Plans.TheApp Financial Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cash Predict

This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.

Highlights
  • Financial future forecasting
  • Debt payoff timelines
  • Bill payment feasibility
  • Savings goal setting
  • Recurrent income/expense scheduling
  • Bill reminders
  • iCloud sync
  • Financial simulations
Features
Read full description

Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf

About

Plans.TheApp Financial Planner

Project your finances, cash flow, and net worth up to 30 years into the future. Compare different life scenarios and track your income, expenses, assets, and debts. Collaborate with others and generate custom reports.

Highlights
  • 30-year financial projections
  • Scenario comparison
  • Budget and expense tracking
  • Net worth forecasting
  • Loan and investment simulation
  • Shared financial plans
  • Custom PDF reports
Read full description

+ SEE INTO THE FUTURE Project your finances, cashflow and net worth up to 30 years ahead. + COMPARE SCENARIOS See clearly how different life choices could impact your financial future. + TRACK IT YOUR WAY Choose what’s important to you, the rest is noise. + PLAN TOGETHER, STAY IN SYNC Track changes with a shared history. Total transparency, no confusion. + EVERYONE NEEDS A PLAN Manage all your balances, income, expenses, assets and debts. + SIMULATE LOANS Explore potential breakdowns of principal amount, interest value and total payments. + SIMULATE INVESTMENTS See projections, future value, contributions and potential gains. + REPORTS Create custom detailed PDF reports and export all your data as CSV. Please Note: This application is designed, supported, and available exclusively in English. All user interface and documentation are provided strictly in English. By downloading and purchasing the premium subscription, you acknowledge and agree that the services and all related contractual terms are delivered solely in the English language. PREMIUM FEATURES: - Extended 30-Year Horizon: See further into your financial future. - Shared Plans: Collaborate on plans with partners or family. - Extended Lists: Up to 500 entries for each list of balance, income, expenses, assets and debts. - Up to 50 scenarios: Explore and compare different life plans. Plans.TheApp offers a distraction-free, ad-free experience. Download today and start planning smarter. SUBSCRIPTION DETAILS: - Enjoy Premium features with a monthly subscription that renews automatically. - Manage or cancel anytime in your Account Settings. - A free trial may be available to new users. LEGAL & CONTACT: - Terms of Service: https://planstheapp.com/terms_of_service.html - Privacy Policy: https://planstheapp.com/privacy_policy.html - EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Need help? Contact our team: https://planstheapp.com/contact.html

Screenshots

Cash Predict4 screens
Plans.TheApp Financial Planner4 screens

Verdict

The call

The clearest difference is ratings volume: Cash Predict at 30 against Plans.TheApp Financial Planner's 1. Plans.TheApp Financial Planner's advantage is rating (5.0 vs 4.8) and iOS requirement (16.7 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cash Predict sells 1 in-app purchase, starting at $19.99 per year and Plans.TheApp Financial Planner sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Plans.TheApp Financial Planner holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Cash Predict has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of Cash Predict's written reviews are positive against 100% of Plans.TheApp Financial Planner's.

UpkeepUpdate frequency

Cash Predict ships an update every 2 weeks, Plans.TheApp Financial Planner every 3 weeks. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Cash Predict versus Plans.TheApp Financial Planner: the parameters behind the verdict, then further details
ParameterCash PredictPlans.TheApp Financial Planner
PriceFreeFree
Rating4.8 (30 ratings)5.0 (1 ratings) — better
Positive reviews92.9% of reviews100.0% of reviews — better
Number of ratings30 — better1
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.016.7 — better
Further details — not scored
Size36 MB48 MB
Age rating4+17+
DeveloperSoftgroup Technology LLCRIARIO LTD

Customer experience

Cash Predict

All ratings30 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews14 reviews
Positive92.9%
Neutral0.0%
Negative7.1%

Plans.TheApp Financial Planner

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Cash Predict

Subscriptions1
  • Plus14 Days trial$19.991 Year
1 purchases

Plans.TheApp Financial Planner

Subscriptions1
  • Premium1 Month trial$4.991 Month

Questions

Is Cash Predict free?
Cash Predict is free to download, with in-app purchases available.
Is Plans.TheApp Financial Planner free?
Plans.TheApp Financial Planner is free to download, with in-app purchases available.
Which has better reviews, Cash Predict or Plans.TheApp Financial Planner?
Plans.TheApp Financial Planner is rated higher. Cash Predict averages 4.8 out of 5 from 30 ratings, while Plans.TheApp Financial Planner averages 5.0 from 1 ratings.
Do Cash Predict or Plans.TheApp Financial Planner have ads?
Neither Cash Predict nor Plans.TheApp Financial Planner shows ads.
Which is updated more often, Cash Predict or Plans.TheApp Financial Planner?
Cash Predict ships an update every 2 weeks, and Plans.TheApp Financial Planner every 3 weeks. Most recently, Cash Predict was updated on November 7, 2026 and Plans.TheApp Financial Planner on November 4, 2026.

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