Cash Predict vs Tip Sheet 2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cash Predict
This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.
- Financial future forecasting
- Debt payoff timelines
- Bill payment feasibility
- Savings goal setting
- Recurrent income/expense scheduling
- Bill reminders
- iCloud sync
- Financial simulations
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Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf
Tip Sheet 2
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Track your tips & shift earnings, fast. Tip Sheet 2 is built for anyone who earns tips: waiters, bartenders, baristas, hair stylists, rideshare drivers, delivery workers, and more. Log your shifts in seconds and see exactly what you're earning. Quick Entry Add a shift with just a few taps. Set a default job and start time so you spend less time typing and more time earning. If you work near your job, Tip Sheet 2 can suggest the right one based on your location. Multiple Jobs & Positions Manage as many jobs as you need, each with its own positions, hourly pay rates, and overtime rules. Whether you're waiting tables at one place and bartending at another, everything stays organized. Tip Outs Set up tip out rules by position, as a percentage of tips or sales. Tip Sheet 2 calculates what you owe automatically. Pay Period Summaries See your earnings broken down by pay period. Weekly, biweekly, or whatever schedule your job uses. Know what to expect before payday. Charts & Reports Interactive charts show your earnings over time. Filter by job and time range to spot trends and compare how different jobs are performing. Overtime Support Configure daily or weekly overtime thresholds with custom multipliers. Your hourly earnings are calculated correctly, even with complex rules. Customizable Fields Only track what matters to you. Show or hide fields like cash tips, credit card tips, total sales, covers, ratings, and notes, globally or per job. iCloud Sync Your data syncs across all your devices automatically. CSV Export Export your shift data for tax prep, budgeting, or your own records. Privacy First Your financial data stays on your devices and in your private iCloud account. Free to Start Track up to 15 shifts for free. Upgrade once to unlock unlimited shifts. No subscriptions, yours forever.
Screenshots
Verdict
The clearest difference is update cadence: Tip Sheet 2 at every 4 days against Cash Predict's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cash Predict sells 1 in-app purchase, starting at $9.99 per year and Tip Sheet 2 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Cash Predict ships an update fortnightly, Tip Sheet 2 every 4 days. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.
| Parameter | Cash Predict | Tip Sheet 2 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Positive reviews | 92.3% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 36 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Softgroup Technology LLC | Rick Friele |
In-app purchases
Cash Predict
- Plus$9.991 Year
Tip Sheet 2
- Tip Sheet 2 Pro$4.99
Questions
Is Cash Predict free?
Is Tip Sheet 2 free?
Do Cash Predict or Tip Sheet 2 have ads?
Which is updated more often, Cash Predict or Tip Sheet 2?
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