Comparison

Chapa Merchant vs Cheque Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chapa Merchant

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

Highlights
  • Send payment links
  • Accept payments via QR codes
  • Track sales trends
  • Manage money and sales
  • Transfer money
  • Access customer info
Features
Read full description

Chapa Merchant makes it convenient for anyone to run their business anytime, anywhere. With the Chapa Merchant app, you have what you request right at your fingertips. The Chapa Merchant app is the best app available to send payment links, track sales, and manage your money for merchants with businesses of all sizes. This app takes on the role of business manager for you while you’re busy working on your business instead of in it. This is more than just an app. You can turn your phone into a POS machine. With the Chapa Merchant app for iPhone, you can: - Send Payment Links - Generate QR codes and accept payments - Manage your money and sales - Track online account activity - Transfer money - See monthly, quarterly and yearly sales trends at a glance - Access your customer info quickly The Chapa Merchant app offers small business owners and merchants a quick and straightforward way to make and send payment links, get paid using QR codes, transfer, and manage their money from their phones. Finally, money management for your small business on the go has never been easier. Try it, and you will love it.

About

Cheque Express

Manage your finances on the go with this app. Access transaction history, view real-time exchange rates, and locate nearby stores. Update your profile and stay informed about promotions.

Highlights
  • View real-time exchange rates
  • Access transaction history
  • Find nearest store locations
  • Update user profile
  • Stay updated on promotions
Read full description

Introducing the Cheque Express app, your one-stop shop for all your financial needs! With our app, you can easily access your transaction history, stay updated on real-time exchange rates, and find the nearest store to you. Plus, you'll always be in the loop with our latest promotions and soon be able to earn rewards through our Cheque Express! Download now and experience convenience at your fingertips! Key Features: View Exchange Rates: Stay updated with the latest exchange rates and make informed financial decisions. Transaction History: Track your past transactions at any time for better control over your finances. Store Locations: Easily find the nearest Cheque Express stores with our built-in location finder. Profile Updates: Manage and update your Cheque Express profile directly from your device. Download Cheque Express today and experience financial services made simple!

Screenshots

Chapa Merchant4 screens
Cheque Express4 screens

Verdict

The call

The clearest difference is rating: Cheque Express at 5.0 against Chapa Merchant's 3.9. Chapa Merchant's advantage is iOS requirement (12.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cheque Express holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 9 and 6 respectively.

UpkeepUpdate frequency

Chapa Merchant ships an update monthly, Cheque Express fortnightly. The most recent releases landed on June 1, 2026 and September 8, 2026 respectively.

Scorecard2 real differences · 8 level
Chapa Merchant versus Cheque Express: the parameters behind the verdict, then further details
ParameterChapa MerchantCheque Express
PriceFreeFree
Rating3.9 (9 ratings)5.0 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings9 — better6
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size56 MB64 MB
Age rating4+17+
DeveloperCHAPA FINANCIAL TECHNOLOGIES SHARE COMPANYCheque Express

Customer experience

Chapa Merchant

All ratings9 ratings
Positive66.7%
Neutral11.1%
Negative22.2%

Cheque Express

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chapa Merchant

No in-app purchases

None

Cheque Express

No in-app purchases

Questions

Is Chapa Merchant free?
Chapa Merchant is free to download, with no in-app purchases.
Is Cheque Express free?
Cheque Express is free to download, with no in-app purchases.
Which has better reviews, Chapa Merchant or Cheque Express?
Cheque Express is rated higher. Chapa Merchant averages 3.9 out of 5 from 9 ratings, while Cheque Express averages 5.0 from 6 ratings.
Do Chapa Merchant or Cheque Express have ads?
Neither Chapa Merchant nor Cheque Express shows ads.
Which is updated more often, Chapa Merchant or Cheque Express?
Chapa Merchant ships an update monthly, and Cheque Express fortnightly. Most recently, Chapa Merchant was updated on June 1, 2026 and Cheque Express on September 8, 2026.

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