Comparison

Zikora vs SwiftTrust Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zikora

Manage your finances with this banking app. Easily transfer funds, purchase airtime and data, and set aside savings. It offers a secure and convenient way to handle your money on the go.

Highlights
  • Money transfers
  • Airtime purchase
  • Data plan recharge
  • Savings features
  • Secure banking
Features
Read full description

Zikora makes everyday banking simple, convenient, and accessible. Manage your money, make payments, transfer funds, and stay in control of your finances—all from your mobile device. With Zikora, you can: Send and receive money with ease Transfer funds to bank accounts Manage your Zikora account View your account balance and transaction history Make payments conveniently Manage your beneficiaries Stay updated with your transactions Enjoy a simple, secure, and intuitive banking experience Whether you're sending money, making payments, or keeping track of your finances, Zikora gives you the tools you need to manage your banking on the go. Bank smarter. Bank simpler. Bank with Zikora.

About

SwiftTrust Mobile

Features
Read full description

About this app Create an individual accounts and Unlock Swift access to savings and much more with the SwiftTrust MFB Mobile App . Money transfers, Bills payment & Airtime SwiftTrust MFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money. SEAMLESS AND SWIFT BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & INDIVIDUAL SwiftTrust MFB Business Bank provides simple, effective and a robust solutions for businesses and individuals, so you can manage bills, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS AND INDIVIDUAL BANK ACCOUNT Experience the better way to bank your business and much more, all within the SwiftTrust MFB Mobile Banking app. SwiftTrust MFB’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like accounting and bill payment solutions for businesses to run seamlessly. SwiftTrust Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 39, Gana Street Maitama, Abuja - Contact number: 0805 929 6640 - Raise a help ticket within the app - Email: info@SwiftTrustmfb.com - Visit: https://SwiftTrustmfb.com - LinkedIn: https://www.linkedin.com/company/swifttrust-mfb - Facebook: https://www.facebook.com/Swifttrustmfb.org - Instagram: https://www.instagram.com/swifttrustmfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://privacy-policy-app.swiftTrustmfb.com Within the SwiftTrustmfb Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a SwiftTrustmfb business owner or agent today!

Screenshots

Zikora4 screens
SwiftTrust Mobile4 screens

Verdict

The call

Zikora and SwiftTrust Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zikora ships an update weekly, SwiftTrust Mobile every 5 days. The most recent releases landed on September 24, 2026 and September 27, 2026 respectively.

ScorecardNo meaningful differences
Zikora versus SwiftTrust Mobile: the parameters behind the verdict, then further details
ParameterZikoraSwiftTrust Mobile
PriceFreeFree
Rating4.4 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size113 MB91 MB
Age rating4+4+
DeveloperZikora Bank LtdSwiftTrust Microfinance Bank LTD

In-app purchases

None

Zikora

No in-app purchases

None

SwiftTrust Mobile

No in-app purchases

Questions

Is Zikora free?
Zikora is free to download, with no in-app purchases.
Is SwiftTrust Mobile free?
SwiftTrust Mobile is free to download, with no in-app purchases.
Do Zikora or SwiftTrust Mobile have ads?
Neither Zikora nor SwiftTrust Mobile shows ads.
Which is updated more often, Zikora or SwiftTrust Mobile?
Zikora ships an update weekly, and SwiftTrust Mobile every 5 days. Most recently, Zikora was updated on September 24, 2026 and SwiftTrust Mobile on September 27, 2026.

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